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Vehicular Negligence is failure to operate a vehicle in a comprehensive and safe manner, causing property damage, injury and/or death.
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
The person who caused the damage.
Yes, if it was due to negligence on the part of the person driving the vehicle.
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. A property owners insurance will not cover damage to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
No, homeowners insurance excludes vehicles.
This sort of thing happens all the time. Since it was an Act of Nature, No one is liable. The comprehensive portion of the vehicle owners Auto Insurance should cover the damages to the automobile. Barring some proven negligence on the part of the property owner, Real property insurance does not cover damage to automobiles.
Yes. If someone damages your property, they're liable.
If you damaged someones property with your vehicle and you had no insurance. All you can do is pay for the damages out of your own pocket.
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
Actually, there are four elements of a negligence claim: 1) duty; 2) breach of duty; 3) causation; and 4) damages. In short, if you breach a legal duty and cause damages to someone else or their property, then you may be held liable for negligence. Whether a duty exists in a particular circumstance is a question of law for the court and depends on many factors. For instance, the driver of a car has the duty to use reasonable care in the operation of that vehicle. Breach of that duty resulting in a car accident can make you liable to the other person for any resulting injuries or damages. So if you follow too closely and rear end the car in front of you, then you would be liable. This is because the courts have recognized the duty of every driver to pay attention and keep a safe distance. However, if you are a passenger and fail to warn your driver of stopped traffic up ahead, you would not be liable because the courts do not recognize a duty of a passenger to aid in the driver's operation of the vehicle.
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.