0
Can the homeowner get a copy of the report of what the adjusters sent to the insurance company?
Wiki User
∙ 12y ago
Yes. As the homeowner (and policyholder) you are entitled to the report or appraisal that is completed on your property.
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
Can you make a claim against an at fault driver without a police report?
can someone sue a person that was in an accident with no police report an the insurance company did not come to take pics of my car .Only there policy's holder car ,who sue's for the money if the insurer had motorist with no insurance policy?
How does liability insurance work when neither driver was cited?
In many states you will find that police officers will not issue a citation in minor accidents. The police will show up and assess the situation and record the accident on a report. Your insurance company will ultimately decide who is at fault and they may use the police report in their investigation. Usually if there are 2 vehicles involved than each insurance company will send an adjuster out to interview both parties. The adjusters will then work together to assign fault. If it is clear who was at fault than the insurance companies may not even send out adjusters. In this case they may just interview both parties over the phone and get repair quotes for the vehicles. In either case though, the police report is only a tool used by insurance companies and is not the final word as far as liability insurance goes.
Do you have to report your insurance company if you had accident and you are not at fault?
No.
Whose insurance company do we report to if the vehicle that was stolen was borrowed from a friend?
You should report the theft immediately to the police and to the car owner's insurance company.
If you were stopped by the police and no ticket was issued does your insurance company find out about it?
No, no ticket, no report, no knowledge to insurance company.
Can the insurance company assign fault legally. When the two sides have the opposite person at fault and without a police report?
Yes, That's what an insurance adjusters job is, The adjusters usually assigned by both insurance companies involved, asses the situation, review all pertinent facts and then jointly make a determination of fault and/or degree of fault and ensuing liability. Police reports do not automatically determine fault. Police reports are typically made by an officer after the accident has occurred, rarely is the responding officer an actual witness to the accident. So although a police report is very helpful to the adjusters it is not the sole determining factor. If the insured parties disagree with the insurance companies decision they can always hire legal council and take the matter to court for a judicial or jury determination.
How yo report car insurance fraud anonyomous?
If you know the insurance company you can report it directly to them. If not, contact the state company who handles insurance such as the Georgia Department of Insurance. They will be able to help you or to put you into contact with the proper personnel.
What do you do if your car gets totaled in a car accident?
The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.
What if the driver at fault will not call their insurance company to report the accident?
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
When is it wise not to report to insurance company?
never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.
What happens with the insurance if you get in a wreck and its your fault?
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
Will an insurance company pay if there was no police report?
Most insurance companies want a police crime report number before a settlement is reached.
