0
Yes you can. It is called Credit repair. All you need to do is send a letter to the credit bureaus and ask them to validate that negative. I have a free e-book on the complete process. Cant paste it here, it is too big. Let me know on my bio page if you need it. Or else search Google for free credit repair ebook.
Wiki User
∙ 15y ago
Add your answer:
Earn +20 pts
How long does a default notice stay on your credit file?
All negative information stays on your credit file for anywhere from 1-6 years. The credit reference agencies onlyhold information for six years, whether positive or negative.
How can you get a paid default loan off your credit?
You can send a letter of request to the lender. Asking them to notify the CRA that your debt has been paid, and they request it be removed from your file. You may also write the CRA personally, giving them the necessary information.
How long does a mortgage default stay on your credit file?
Most cases, negative items can stay between 5-7 years on your credit report. Henry
If a chapter 7 bankruptcy was voluntarily dismissed not discharged can it be removed from your credit file?
No, it will remain for seven years.
Can a co-signer have a negative entry removed from a credit report if the lender failed to notify him that the primary borrower was in default of the loan agreement?
No. There is no legal obligation for the lender to notify the cosigner that the primary borrower is in default.
If a parent cosigns a loan that goes into default and the loan is paid in full what happens to the default status on the credit report can it be removed?
If in the US, then yes. The default will be replaced with paid in full. Simply send proof of the payment to the three credit bureaus.
How do you clear defaults off your credit file?
you have to submit a statement regarding each default to each credit reporting. Try to be as concise as possible.
How long does a default notice stay on your credit file?
All negative information stays on your credit file for anywhere from 1-6 years. The credit reference agencies onlyhold information for six years, whether positive or negative.
How can you get a paid default loan off your credit?
You can send a letter of request to the lender. Asking them to notify the CRA that your debt has been paid, and they request it be removed from your file. You may also write the CRA personally, giving them the necessary information.
How many years does it take for a charge-off to be removed from your credit file in California?
generally 7 yrs. You may get it removed sooner if you try disputing it w/ the credit bureau.
How long does a mortgage default stay on your credit file?
Most cases, negative items can stay between 5-7 years on your credit report. Henry
What is default file name in PowerPoint?
The default file name is Presentation 1 The default file extension is .pptx
Can you get a bankruptcy removed from your credit file if the full amount owed was not correctly reported in dollars and cents?
A bankruptcy is "on" your credit report the instant you file it and will not be removed for 7-10 years. Its a public record. If you dismiss the bankruptcy the day after filing, it will still show up.
Can a chapter 13 be removed 7 years after being involuntarily dismissed?
The answer is yes -- Chapter 13s are removed after 7 years in a credit file
How do you get a wrong judgment removed from your credit report?
Get a copy of your credit report from all 3 credit bureaus and file a dispute with each. They have a form you can fill out. You can get free credit reports from www.annualcreditreport.com
How can something be removed from your credit report?
It depends on what you mean. If you have erroneous information on your credit report, contact the credit reporting agency and tell them you want to file a dispute. If you're referring to a negative credit account or report that is in fact accurate, you usually cannot have that removed. Entries on your credit report are removed automatically after 7-10 years depending on what it is.
If a chapter 7 bankruptcy was voluntarily dismissed not discharged can it be removed from your credit file?
No, it will remain for seven years.
