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If the judgment is open, you must pay before escrow closes on the mortgage. If the judgment cannot be satisfied, you must show an agreement with the creditor and at least six months of consistent payments.

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9y ago
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15y ago

There is no reason to disclose a civil judgment to a rent an apartment, unless it affected your credit rating or it was asked by the leaser.

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Q: Can you get a mortgage with a civil judgment against you?
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What happens to second mortgage in foreclosure?

After the foreclosure of the first mortgage the second mortgage is wiped out as an encumbrance against the property but remains an unpaid debt against the mortgagor. The creditor can sue in civil court.After the foreclosure of the first mortgage the second mortgage is wiped out as an encumbrance against the property but remains an unpaid debt against the mortgagor. The creditor can sue in civil court.After the foreclosure of the first mortgage the second mortgage is wiped out as an encumbrance against the property but remains an unpaid debt against the mortgagor. The creditor can sue in civil court.After the foreclosure of the first mortgage the second mortgage is wiped out as an encumbrance against the property but remains an unpaid debt against the mortgagor. The creditor can sue in civil court.


Are there any lawsuits against The Mortgage Professionals?

The general answer is yes. There are civil suits against some mortgage companies.


Can a real estate judgment be recorded against your interest in property if you are not on the mortgage but on the deed?

Yes.


What is adverse civil judgment?

It means you lost a civil suit in court and there is possibly a monetary judgment against you - can result in a Lien, etc.


How do you get a civil judgment removed from credit report and how do you fight the debt collector when they told you they would not take you to court but they brought a default judgment against you?

I have a civil judgment against me and the mobile home wasn't in my name. It is showing up on my credit report. How do I dispute it?


If a civil suit judgment is against the husband is the wife liable for any of the payment?

A civil suit judgment is against the person who is named in the lawsuit. Unless there are extenuating circumstances, the wife would not be liable for the payment.


How do you view a civil judgment against yourself?

Contact the clerk of the court or the court administrator where the judgment was issued and request a copy of the writ of judgment.


How can a civil judgment be placed after bankruptcy Mortgage included in bankruptcy and after discharge bank filed civil judgment for amount of mortgage Can they do thid?

Assuming a Chapter 7 was filed, if you did not surrender the property to the bank, the bank would file for relief from stay and be able to pursue foreclosure. If you surrendered the property, the mortgage balance was discharged and the bank was in violation of the automatic stay. A notice of the bankruptcy should have been filed with the court the bank sued you in. You cannot ignore legal procedures taken against you after a discharge. You have to respond appropriately.


What is a deficiency judgment?

A deficiency judgment is where the owner of a mortgage or deed of trust is awarded a judgment against the borrower in the amount of: the amount of money owed in the mortgage or deed of trust minus the amount of money the property sold for at foreclosure sale If the above amount is a positive number, some states allow the lender to get a judgment for that amount.


Can a judgment be filed against a deed holder not included in a mortgage?

Yes. The lien would be against any interest they own in the property. If only one owner granted a mortgage the other owner still owns their interest free of the mortgage unless they acquired that interest after the mortgage was granted by the owner.


How can a civil judgment be removed without paying back?

Civil judgments are good for 20 years in many jurisdictions. All you can do is try to wait out the creditor and hope it doesn't move to seize your personal property such as your car or bank accounts. You can't sell or mortgage your real property if a judgment lien is recorded against you in the land records until the lien has been paid.


If a civil judgment or lien is against you in South Carolina and you pay your house off can they take your home from you?

If you have a civil judgment or lien against you in South Carolina and you pay you house off, they can not take it directly from you. They may be able to put a lien against it until you pay the debt off.