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When participating in a Chapter 13 BK repayment all major financial transactions must have the approval of the bankruptcy trustee. If the person does not clear the action with the trustee the "13" can be dismissed with prejudice.

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Q: Can you have a cosigner on a car loan while in the last few months of bankruptcy?
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I just started a new job. I have a bad cedit history. How do I qualify for an apartment lease without having a cosigner a cosigner?

Most "little" landlords - the ones without mega/multi units - do not run a credit check. Have the security deposit and first and last months rent ready and you'll find a place.


Can you have a cosigner with a diferernt last name?

Yes you can usually use anyone willing to do it


As a cosigner can you sue the signer for the amount you had to pay off to the credit company if he made no effort to make payments towards the car for the last 4 months until it was repossessed?

That would be something you would have to settle in a small claims court.


How many people have died while talking on the phone in the UK?

469 in the last 5 months


Where can you find out the year you last filed bankruptcy?

at barclyas


What is considered to be the last resort of credit solution?

Bankruptcy


What is considered the credit solution of last resort?

Bankruptcy


Which of these is considered to be the credit solution of last resort?

bankruptcy


How long does Equifax keep a bankruptcy on file?

Generally ten years from the time of the last (closing) activity of the said bankruptcy.


How long does a bankruptcy last?

A chapter 7 takes 6 months, but your first (and usually only) meeting where you are examined under oath by the trustee will be about a month after filing, and, if there are no objections, your discharge will be issued about 2 months after that, and the case closed after 6 months.A chapter 13 can take up to 60 months to complete the plan, and the discharge has to be requested after the plan's completion and certification by the trustee.The filing of bankruptcy can remain on your credit report for 10 years - from the date of filing.7 years


If you filed bankruptcy last 5 yrs ago can you go for refinancing?

You can try, but with a recent bankruptcy it won't be very advantageous to do so.


What can you do if you have been in chapter 13 for 18 months and you need to refinance because the payments are killing you?

Depending on several factors, a mortgage broker may be able to assist you with this. Mainly how much you currently owe, how much your fixed income is, and how your payment history has been on your bankruptcy the last 12 months.