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Amanda, if you are behind on the payment, youare "in trouble' with the lender. you are in default and could be repoed by the lender at any time. they just havent pushed the issue YET. Co-signor can only 'repo" IF they are listed as co-owner on the TITLE.

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Q: Can your cosigner repo your car if you are behind on your payment but not in trouble with the financial institution?
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