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In order to take out insurance on a vehicle, you need to have insurable interest in it. If he is not on the title or the loan, he has no insurable interest. If he is driving the vehicle, but you own it, you should take out the policy in your name and have him listed as the primary driver. If he is the only person listed on the policy and he totals out the vehicle, he wouldn't get paid for it anyway...you would.

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Q: Can your son insure his car without the title being in his name?
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Is a co-signer on a new vehicle that is being financed able to insure and register that vehicle alone?

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