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A creditor cannot garnish your wages unless they file a lawsuit and obtained a judgment against you. The time deadline to file a lawsuit will vary by state.

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Q: Can your wages be garnished for a vehicle that was repossessed 7 years ago?
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Can your wages be garnisheed in the state of Nc 2 years after the truck has been repossessed and sold at auction?

Yes they can


Can Iowa unemployment garnish wages across state lines for overpayment?

I've had an unemployment overpayment in Iowa for nearly 10 years and have never had any of my wages garnished.


Can your wages be garnished for hospital bills from 1983?

If the debtor has made no attempt to collect such bills in the three years, the courts do not recognize it as a debt.


Can you get garnished on a 7 year old judgment?

I recvd a granishment on an employees wages- the judgement was filed 7 years ago, is this past SOL ?


How long does the credit company have to make a claim for repayment on a repossessed vehicle?

Possibly up to 7 years.


Can a mobile home finance company place liens and garnish wages after repossessing a mobile home or can you just leave it as a bad debt that will haunt you for 7-8 years and then go away?

After the mobile home is repossessed they will try to sell it. You will be liable for the difference of what you owed less what they got for it. They can sue you for that amount and if they win a judgment against you they can place liens on property or your person, sieze bank accounts and garnish wages. Wages cannot be garnished in TX, PA, NC, or SC. No debt EVER just 'goes away' and its presence or absence from your credit reports does not alter attempts to collect a debt.


What percent of your tax return can be garnished?

100% can be garnished and for as many years as it takes to repay the debt.


How do you find out if your car is going to be repossessed in Arizona?

If you are more than 1 payment behind rest assure it will be repossessed. The way to prevent this is to catch up on your payments ASAP. Default on the loan agreement you signed, and they will repossess the vehicle. They will then sell the vehicle and you will pay the difference in what the vehicle sells for and the balance left on the loan. They will sue you for the balance, and you will pay. Your credit will then be ruined for 7 years. Avoid this if there is any way possible. Talk to the lender and see if something can be worked out. You do not want the car repossessed.


Can a vehicle be repossessed because the payment is 15 days late after 4 years of payments and only 3000 dollars owed?

If you are in DEFAULT of the contract, the collateral can be repoed.


Can you be sued over the balance of a vehicle that has been voluntarily repossessed over three years ago when the repossession is on your credit report?

yes it has a 10 year limit


F a car was repossessed two years ago and you put an old car that a friend had on the road can they come after that vehicle for the money still owed after auction?

No. They can repossess their collateral (the car which was repossessed), and they can send a collection agency to hound you for money, but they can't confiscate your property.


Can your wages be garnished for your spouses repossession 6 years ago?

Brian, were you the co-signor on the loan??? Otherwise, NO. How could you be responsible for someone else's debt? YOU would have to sign the loan. Sounds like a collector trying to smoke ya...