I've had an unemployment overpayment in Iowa for nearly 10 years and have never had any of my wages garnished.
If the debtor has made no attempt to collect such bills in the three years, the courts do not recognize it as a debt.
I recvd a granishment on an employees wages- the judgement was filed 7 years ago, is this past SOL ?
A creditor cannot garnish your wages unless they file a lawsuit and obtained a judgment against you. The time deadline to file a lawsuit will vary by state.
When my car was rep'd, The finance company went to court and garnished my pay check for what I still owed on the car after they sold it at auction. This was in Kansas 10 years ago.
A repossession is a repossession, no matter if it is voluntary or not. Your credit will be ruined for 7 years.
100% can be garnished and for as many years as it takes to repay the debt.
The repossession stays on your credit report for 7 years.
On ordinary bad debts no, however since wage garnishments are an act of the courts you must be talking about a 10 year old judgment, which can come back to bite debtors in the behind up to 20 years later.
The statute of limitations for a repossession falls under the category of debt collection. The statute of limitations in the state of North Carolina for a repossession is 4 years.
It stays on your credit report 7 years from the date of settlement not the date of repossession.
A repossession will significantly lower your credit score, regardless of the balance. It will take around 7 years before the repossession is removed from the credit report.
Three years into their marriage
By federal law, 7 years from the date of repossession or sale or last payment. The state is irrelevant.
They are pushing your buttons. The original company has probably written the debt off and it is possibly off of your credit report. Do not pay them one red cent, or they will be able to resurrect the debt.
If papers are filed and DNA proves you are the father of a child your wages WILL be garnished $150 -$400 based on your earnings until the child is 18 years old, emancipated or it is deamed by courts you pay until they graduate from college or 25 years old whichever comes first.
If your son in behind on his child support payments many states have very aggressive laws for collecting past due support. My wages began getting garnished for support last year and I had never missed a payment in 12 years prior. Then a few months ago my employer had a mix up in the accounting department and they didn't release my wages for child support. By the end of the following month I had a letter from the state telling me my tax return would be garnished for the past due support. Fortunately my employer corrected the problem and paid the past due support and interest immediately, and the state quickly sent another letter saying they would no longer make the tax return garnishment.
My fiance is currently having his wages garnished from Washington State while he is employeed in the State of Texas. He isn't employeed by the State but with a private business in Texas. He lived and worked in Washington State for about 10 years with the garnishment pending before action was taken. If you can get it paid off before they start taking it, that's the way to go.
For Experian, a voluntary repossession will remain on your credit report for seven years from the original delinquency date of the debt.