Repossession
Credit and Debit Cards
Debt Collection
Income Garnishment

Can your wages be garnished for your spouses repossession 6 years ago?

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2015-07-15 18:31:13
2015-07-15 18:31:13

Brian, were you the co-signor on the loan??? Otherwise, NO. How could you be responsible for someone else's debt? YOU would have to sign the loan. Sounds like a collector trying to smoke ya...

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If the debtor has made no attempt to collect such bills in the three years, the courts do not recognize it as a debt.

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When my car was rep'd, The finance company went to court and garnished my pay check for what I still owed on the car after they sold it at auction. This was in Kansas 10 years ago.

A repossession is a repossession, no matter if it is voluntary or not. Your credit will be ruined for 7 years.

100% can be garnished and for as many years as it takes to repay the debt.

The repossession stays on your credit report for 7 years.

On ordinary bad debts no, however since wage garnishments are an act of the courts you must be talking about a 10 year old judgment, which can come back to bite debtors in the behind up to 20 years later.

Three years into their marriage

For Experian, a voluntary repossession will remain on your credit report for seven years from the original delinquency date of the debt.

The statute of limitations for a repossession falls under the category of debt collection. The statute of limitations in the state of North Carolina for a repossession is 4 years.

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A repossession will significantly lower your credit score, regardless of the balance. It will take around 7 years before the repossession is removed from the credit report.

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By federal law, 7 years from the date of repossession or sale or last payment. The state is irrelevant.

If papers are filed and DNA proves you are the father of a child your wages WILL be garnished $150 -$400 based on your earnings until the child is 18 years old, emancipated or it is deamed by courts you pay until they graduate from college or 25 years old whichever comes first.

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The average wages has not increased substantially in the last 20 years because of politicians. It is up to the politicians to make the wages higher.

10 years, a repossession will stay on your credit for 10 years.

The average wages in the United States have gone up in the last 20 years. This is because the cost of living has gone up.


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