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Do you have any control over whether your car is totaled or repaired?

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Wiki User
2006-07-11 23:26:17

Many factors to be sorted, age of vehicle , what they want to

give and what you will take if not totalled. I have a 72 Nova was

hit in rear quarter panel. Insurance said blue book value wasnt but

about 500 dollars, I refused to let them total it and got a 750

dollar check from them, drove home. This worked because it falls

into vintique classic. Newer vehicles are harder to do this with,

You DO have the option of buying the car back from insurance and

fixing it as a total and getting a rebuild title. Sister has a

Subaru Outback, she rear ended a PU, it did no frame damage all

sheet metal damage. They paid her 5,000 or so for the total, she

bought it back for 1,100 had body work done for 2,000 so she eneded

up with 2,000 in her pocket , the car fixed but with a rebuild

title so car is worth 3,000 or so still but you cant tell it was

ever wrecked Usually not.

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