No, you do not have to be a U.S. citizen to file for banrupcy, you just need to be a legal resident.
Yes
If you are legally in the US, you file in the state where you live. You do the same thing as a citizen of the US would do.
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
It's very difficult to file without a lawyer, but it can be done. The US government themselves lay out the process at http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyResources/FilingBankruptcyWithoutAttorney.aspx
No they never did file for bankruptcy
If you are talking about a Chapter 7 bankruptcy, It takes 7 to 9 years after you can file bankruptcy again.
Swif has NOT filed Bankruptcy. It is pretty easy to look it up via the US Government Bankruptcy Courts web site.
They did not file for bankruptcy.
No, they did not file for bankruptcy.
No, both parties on a joint mortgage do not need to file bankruptcy. They can file a joint bankruptcy or a single bankruptcy.
what companies did file a bankruptcy in 2005,2006 and 2007.
No, you cannot file my cell phone bill in a bankruptcy. However, you can file YOUR cell phone bill in a bankruptcy.