Yes. The dealer will require proof of insurance prior to letting you take it home. Especially if there is a loan on the vehicle.
Insurance is like a side bet that the dealer has 21, it is only offered when the dealer has an Ace showing. If you decline the insurance bet and the dealer has 21 then it is a push, if you take the insurance then you push the hand and win the insurance. When a player has 21 it is never a loss. A 21 is a guarantee that you will not lose, the worst case scenario is that you will push.
The answer is really never, as it is a bet that will keep you from winning in the long run. If the dealer is showing an ace, there is about a one and three chance of them hitting blackjack and you are basically betting on a fifty fifty gamble. Say you take insurance 100 times for ten dollars each time. You have put in $1000 dollars overall, but the amount of times you'll win is 33, so you would get $667 back from these bets. Insurance against the dealer is called a sucker's bet and this is why. The only time it is good to take insurance is if you are playing in a blackjack tournament because you are playing against other players. If everyone decides not to take insurance and you are acting last, you might take the insurance in the hope that the dealer has it and everyone but you losses money, but this is the only spot where it makes sense.
Since car insurance is mandatory whenever you are buying a car, it is better to evaluate the best in the market before you take a decision. Hence I live in Emirates and last year when I bought my new car someone recommended me Dubai Islamic insurance. I didn't check that in details since my car dealer got from HSBC.
You will have to ask a Home Builder (Contractor) about how long it will take to rebuild your house. Your insurance company can usually resolve the claim portion withing 60 days. If you are having a disagreement with them then it could take longer. Your Homeowners Insurance company won't be rebuilding the house, they just pay the bill to whomever you choose to as the contractor to build the house for you.
Most major insurance companies that offer home insurance also offer auto insurance. Drivers who are also homeowners can take advantage of this by asking about special discounts and deals for combined policies. Combining both a car insurance and a homeowner's insurance policy will significantly reduce the rates of each and may make a driver eligible for other discounts. Of course, research is still important. Look online and compare quotes to find the best deal on home and auto insurance and make sure that you're buying sufficient coverage before you decide to use one insurer for all of your insurance needs.
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