Commercial Insurance
Liability Insurance

Do you need liability insurance for a cleaning service?


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2015-07-15 21:47:12
2015-07-15 21:47:12

Commercial Liability Insurance It may not be required by law, but it could be a good idea to carry some liability coverage, a minimum of $100,000 in case of an accident, injury or property damage to another party (usually your client) resulting from your operations or completed work.

It will most likely be a contractual requirement of any sophisticated or government clients. The cost differential between $100K & $1M of coverage will be minimal - strongly consider the higher limit.


Related Questions

I would imagine you would need public liability

It may not be a requirement of the company you are cleaning for to have liabillity insurance but it will help you get more jobs if you do.

Most of the time you need about 500,000 liability policy.

Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.

You will need to contact an agent(s) for a quote.

If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.

I'm not certain that it's actually legally required. However, even if it's not mandated, if you don't have liability insurance anyone can accuse you of breaking whatever and whether you did it or not, you're going to be the one dealing with it, including shelling out for legal fees and possibly paying for it if you lose the case. If you do have liability insurance, the insurance company will be taking care of a lot of that for you. Bottom line: yes, you need liability insurance.

yes possibly. I am thinking about starting a part time dog walking service.

Most homeowner insurance will cover for public liability but you need to read your policy.

Cleaning Business InsuranceYou will need a commercial General Liability and a commercial auto policy if your vehicle is used for business. The underwriters will want to know if you do any window cleaning and how many stories and also if you do floor waxing.

You do not need a cleaning license for Texas but you should always carry liability insurance and have a surety bond. This will protect you against any claims that may occur associated with you work.

You will need some kind of business license as well as liability insurance to cover any accidents. Then you will need to build clientel by building trust with relationships.

You need to contact an agent to get an answer to this, there are so many different coverages, limits etc.

Liability insurace (in case you damage something or hurt someone) and, if you have enough employees, Worker's Compensation insurance to cover your workers that get hurt on the job.

Well it depends as far as the licensing goes. You need to check with your state and local government to determine if you need a license for a cleaning business. For the bonding and general liability insurance you should carry coverage to protect you against any claim that may occur. The liability policies and surety bonds are not that expensive Your state insurance department is your best resource for insurance-related questions and concerns.

AnswerYep, You have to have insurance for everything.To be more specific, you need two types of insurance for a Home Watch business. You need general liability and you need Professional Liability, also called Errors and Omissions Insurance.General Liability protects you while inside the home from pre-existing conditions and general risks such as a toilet that backs up while you are in the house.Professional Liability is in case you miss something that you should have seen as a Home Watch Professional. Roof leaks that are clearly visible but that you missed would be covered by this 'errors and omissions' insurance.The insurance is not easy to find.

Needs liability insurance? In most places it is not required by law. however check your local ordinances.Most reputable buisnesses that provide a service are usually licensed,insured,& bonded.

There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.

You should always carry liability insurance and a surety bond for a cleaning company to protect you and your customers from any accidents that my occur from your work. Both are very cheap Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites:

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