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Do you need liability insurance for a cleaning service?

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2015-07-15 21:47:12
2015-07-15 21:47:12

Commercial Liability Insurance It may not be required by law, but it could be a good idea to carry some liability coverage, a minimum of $100,000 in case of an accident, injury or property damage to another party (usually your client) resulting from your operations or completed work.

It will most likely be a contractual requirement of any sophisticated or government clients. The cost differential between $100K & $1M of coverage will be minimal - strongly consider the higher limit.

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I would imagine you would need public liability

It may not be a requirement of the company you are cleaning for to have liabillity insurance but it will help you get more jobs if you do.

Most of the time you need about 500,000 liability policy.

Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.

You will need to contact an agent(s) for a quote.

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yes possibly. I am thinking about starting a part time dog walking service.

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You will need some kind of business license as well as liability insurance to cover any accidents. Then you will need to build clientel by building trust with relationships.

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Well it depends as far as the licensing goes. You need to check with your state and local government to determine if you need a license for a cleaning business. For the bonding and general liability insurance you should carry coverage to protect you against any claim that may occur. The liability policies and surety bonds are not that expensive Your state insurance department is your best resource for insurance-related questions and concerns.

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You should always carry liability insurance and a surety bond for a cleaning company to protect you and your customers from any accidents that my occur from your work. Both are very cheap Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm


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