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In SOME states, they have to send you a "right to cure" letter, but as far as "I'm coming to get your car at 4:30" NO. IF you are in default on the loan, the lender is hounding you wanting money, then you are subject to be repoed at the LENDERS discrection. Get your personal property out of the vehicle.

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โˆ™ 2015-07-15 18:36:12
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Q: Does a company have to give you a notice in order to repo a car?
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Related Questions

Does the finance company have to give you written notice before they repo a vehicle in CA?

NO. the repo rate would go to the bottom if they told you. BTW, they already did in the CONTRACT. Look at the DEFAULT clause.

Can a repo company repo your RV if you are living in it?

Depends on the state laws, they may need to serve you with a eviction notice before repo. Although if nobody is home and the repo man shows up good chance they would repo it and expect nobody lives in it.

How can you get personal items back after repo in California?

The repo company should notify you about your belongings, if not, Contact your bank who will give you the phone number to the repo company who took your car and make an appointment within 30 days.... after 30 days your belongings are trashed

How do you get your personal items out of your repo?

Call the repo company.

What is a notice of intent to repo?

section 21

What happens when they repo your car and they shouldn't have?

If the bank made a mistake they will return the vehicle to you, the repo company is under a hold harmless and work the accounts the banks give them.

In Texas can a repo company charge for you to get your personal belongings?

no they have to give you anything that is not part of the car, they have to give you notice they have things of yours for 30 days i think or 15 one of the 2 if you bought a stero then they get to keep it same goes for rims or anything that is bolted down

In Florida is there a limit on the amount of money that a repo company can charge?

In Florida, the repo company charges the lender with the cost to repo the car. However, the repo company can charge no more than $25 for storage of personals found in the auto.

What are basic repo storage fees etc typical in NY?

It can vary from repo company to repo company. but on average in the ny area storage fees can range from $15-40 a day. It depends on the arangement the repo company has with the bank

How does an active towing and recovery company become a repossession agent?

The active towing company will need REPO insurance and REPO agents. And some REPO clients.

How much are repo fees?

As much as the company performing the repo charges.

Do you need a repo license to work for a repo company in Florida?


If your car is going to be repossessed but you make a payment to get caught up can they still repossess the car?

Until the LENDER cancels the repo order with the repo company, you are fair game.

Can a repo company repo a car without giving wrighten notice of the repo?

Laws vary by state, but, generally, yes. They'll notify the law enforcement agency with jurisdiction in the area where they're repossessing the vehicle from, and the law enforcement agency will typically give notification of the repossession if the vehicle is reported stolen. However, most people with vehicles up for repossession are aware of it, and can put two and two together.

Does a repo show on your credit when you voluntarily return it?

Yes, a repo is a repo whether you give it up or they take it.

Can a repo man repo your truck behind your gate?

Yes. If he has a repo order, it is no longer YOUR truck.

To start a repo company do have to have license in North Carolina?

how do you get a repo licence in North Carolina

What can you do about a repo?

give him what he wants.

Is it legal for the repo company to break into your car once it has been repossessed without a key?

The car is not yours, it belongs to whoever got the repo company to collect it. They can decide what happens to the car, if they instruct the repo company to break into it, then that's what will happen.

When does a reposession affect your credit score?

it will be on there as soon as the order gets sent to the repo company, they are the collection agency. after they repo ur car and it gets sold at auction ur credit score will change .

How do you stop repo company from harassing?

You cannot stop the repo company from harassing you unless you pay your bill. The only thing you can do is try to ignore them.

Do the police need to be contacted before a repo?

It depends on the locality. In Tennessee, no. A finance company can repo a car at any time if the payment is past due. In some states, it requires a court order and police officer sometimes accompanies the repo agent to the location.

Should you contact the company before receiving a repo notice about making a payment?

Absolutely. Eventually, you will have to take care of it anyways, and there is a chance that they may be able to help you get caught up.

Does the credit company have to warn before repo?


Do you have any recourse if the repo company is trying to charge additional storage fees when you were told previously that there wouldn't be any?

Who told you there would be no storage? The lender? the repo co.? Call the LENDER, they have control of the repo company.