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Yes, if your husband has a bankruptcy before he got married it will still effect his credit.
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∙ 9y ago
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If a credit card in husbands name only and has late payments does it affect wifes credit?
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
Does your low credit score affect your new husbands credit?
No, your low credit score should not affect your husband's credit score, unless the lender/bank uses both your information for the loan. Credit score is based on each individual's information.
Are you liable for your husbands credit card?
Yes, you are liable for your husbands credit card.
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
If a married couple buys a car using the wifes SSN for credit purposes and the husbands income to get a loan what happens if the car is repossessed and whose credit will it affect?
The person or persons names that appear on the loan contract.
How do you get your ex-husbands bad credit record off of your credit reports?
You don't. You're screwed. Welcome to the world.
Is a Delaware spouse responsible for her dead husbands credit card bills?
Yes
Can i use my husbands credit card if my name is not on the card?
Absolutely NOT !... If you do - you would be committing fraud !
How does a credit check affect a credit score?
When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.
We live in Ohio mortgage is in my husbands name but my name on deed if he files bankruptcychapter 13 will this affect my credit?
No, it shouldn't. Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
If you are an authorized user on your parents credit card and they claim bankruptcy how will that affect your credit?
It will not affect your credit at all. Their credit information was used to secure the card. You are in the clear.
Does a business credit card affect credit score?
All loans and credit cards have an affect on your credit score. Failure to use your credit cards responsibly will reduce your credit score and increase your interest costs.
