There is no law in Mass that prohibits persons with a record from being a repoman. There is no special license or screening required just a Health card for the DOT. A record can hurt you with the police because the often check a repoman out when he comes for paperwork or when you to defend yourself in court.Having a clean record is not nessescary but helps things go more smoothly.
In some states, ANYTHING is possible, in others NOTHING goes smoothly. LOL Contact a local repo agency, be honest with them and see what happens. I wouldn't hire you unless you had a spotless record since. Its a TOUGH decision to make. Good Luck and don't quit until you find what you seek.
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AnswerIf the surviving spouse was not a joint borrower on the vehicle loan the repossession affect/appear on their credit report.
Only if you are getting a private loan. If you get a government loan it will not affect it since they will only hold govenment debt against you.
Yes, there is no difference. A repossession is a repossession.
A repossession is a repossession, no matter if it is voluntary or not. Your credit will be ruined for 7 years.
Yes, but perhaps not as adversely as an involuntary repossession.
Absolutely. Repossession, whether voluntary or involuntary, show on your credit report as a charged off account. This designation is similar to a collection account and shows that you did not repay the vehicle loan. Such a listing in your credit report would have a significant negative impact.
Same as a regular repo. The creditor may still put the repossession on your credit report and it would stay there for up to seven years. Notice the word "may", because it is at the creditor's discretion...
Yes, buy submitting payment in full, or voluntarily surrendering the vehicle. Failure to do either will result in the involuntary repossession of the vehicle. The later will more severely affect your credit rating.
Yes. The DMV (Department of Motor Vehicles) has nothing to do with whether or not your vehicle was reposessed (nor do they care). This will, however, affect your credit and ability to buy another vehicle.
It hurts it very badly.
Yes. Obviously, if convicted of any offense that involved drugs or felony then it is very relevant.