Intentional or negligent damage caused by a household resident are not covered under an owners policy.
You could seek coverage from the liability portion of your tenants renters policy.
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Probably not. Homeowners usually do not pay for damage caused by pets, wear and tear nor common maintenance issues.
Yes, but you would have to pay what your homeowners deductible.
yes it does.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
It depends on how the damage was caused. It must have been caused by a "covered cause".
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No, this is considered normal wear and tear.
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.