Intentional or negligent damage caused by a household resident are not covered under an owners policy.
You could seek coverage from the liability portion of your tenants renters policy.
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Probably not. Homeowners usually do not pay for damage caused by pets, wear and tear nor common maintenance issues.
Yes, but you would have to pay what your homeowners deductible.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
It depends on how the damage was caused. It must have been caused by a "covered cause".
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
No, this is considered normal wear and tear.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Homeowners insurance covers many things, but not faulty construction or damage caused by deferred maintenance. You will have to check with your insurance company to see if the problem and its cause are covered.
Generally, homeowners insurance policies exclude property damage that is caused by rodents (vermin). This type of damage may occur over a long period of time and not meet the definition of "sudden" loss.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
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No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
no it has nothing to do with your grill cause its homeowners insurance.
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
No. Insects are not a covered cause under any homeowners policy. Africanized honey bees should not really cause damage to your home unless you caused damage while trying to get rid of them.
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Yes, Homeowners insurance can cover plumbing damage when caused by a covered peril such as lightning, fire, wind, hail freezing etc. Refer to your insurance policy for covered perils. If your plumbing is just old or stopped up then that would be an owners maintenance issue. Homeowners insurance does not provide for maintenance.
HO insurance policies are typically all risk and as such would cover such loss
Yes, most homeowners insurance will cover this type of damage. You need to read your specific policy for exclusions for water damage.
No. Your policy will only cover damages which were caused by a covered loss during the policy period.