"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
Home policies include this coverage. These are necessary repairs for a large or total loss. I never have known for this to be excluded.
No. Movement of earth is specifically excluded by homeowners insurance. This is the fault of the builder for not compacting the earth properly and providing the proper foundation. Home insurance was not made to cover such.
Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.
wear and tear, deterioration is not covered
Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.
No, that is a maintenance issue. Insurance companies don't pay for maintenance on your house.
NO, Homeowners insurance does not cover automobiles.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No unless the foundation crack was caused by something like an earthquake. Normal wear and tear is not covered.
No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
You mean cover the owner who is listed on the policy? =No!
Homeowners insurance does not cover automobile nor there parts.
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
No. The insurance will only cover the replacement of the one brick wall that falls.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No, homeowners insurance excludes vehicles.