No, this is considered normal wear and tear.
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
no
Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.
homeowners insurance or renters insurance
Depends on the cause, all homeowners policies require that the loss be caused by a 'covered peril' also must be sudden and accidental not gradual deterioration.
Homeowners insurance covers all your personal property with some limitations. The key to the damage being covered is what is the cause of the damage in the first place. Homeowners insurance does not cover maintenance or intentional act but covers most sudden and accidental events.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
The short answer is no - unless the well has run dry due to accidental damage of some sort.
Yes, but you would have to pay what your homeowners deductible.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.