0
Only if you have added and paid an additional premium for the Earthquake coverage endorsement.
Adding earthquake insurance to your homeowner's policy is typically optional and can often be quite costly. As a result, only about 12% of California homeowners have earthquake insurance according to the California Earthquake Authority (CEA) . For more information, visit the Related Link below.
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
Will homeowners insurance cover a cracked foundation caused by an earthquake?
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
Does homeowner's insurance cover land erosion?
No, Homeowners insurance policies typically exclude coverage for land erosion and ground movement. Home Insurance covers certain sudden losses due to the perils listed on the policy (Fire, Wind, Hail, lightning etc). Land erosion is not a sudden loss.
What is ex-wind?
In insurance, the term ex-wind is when your property is affected by wind but isn't covered in the insurance. Some insurance policies don't cover wind damage.
How do you recover from a tornado?
get insurance to cover your home and have a place you can stay until you get a new home
Why to cover head with pillow when lying on bed in case of earthquakes?
because if there is an earthquake you could use your pillow to protect your head/face from falling objects hitting it.
Is one covered for earthquakes by insurance in California?
Most ordinary homeowners insurance policies do not cover the policy holder against earthquake damage. However, additional policies can be taken called earthquake insurance to cover people's property against earthquakes.
Will homeowners insurance cover a cracked foundation caused by an earthquake?
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Will homeowners cover tire theft?
Homeowners insurance does not cover automobile nor there parts.
Will homeowners insurance cover removal of healthy trees?
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
Does my homeowners insurance cover a neighbors dog attacking my dog?
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
Will homeowners insurance cover the damages to a uninsured vehicle on the property?
No, homeowners insurance excludes vehicles.
