0
It is not meant to be a maintenance policy of the home. If your electrical is broken from wear and tear then it usually wouldn't be covered. If there is a random occurrence and it causes other damage then there may be coverages afforded.
Wiki User
∙ 13y ago
Add your answer:
Earn +20 pts
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does homeowners insurance pay your mortgage if you become disabled?
Homeowners insurance does not cover your mortgage if you become disabled. You would need to obtain mortgage protection insurance for that.
Does homeowner's insurance cover ponzi scheme?
No, Homeowners Insurance is Property Coverage, not financial or Investment Insurance.
Does homeowners insurance cover the lenders title insurance?
No it does not. Lenders Title insurance is a whole other form of coverage
Does homeowners insurance cover theft of money from your house?
Yes, but usually not much, maybe $200.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Will homeowners insurance cover water damage to an electrical panel?
Depending on the source of the water, typically yes.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Will homeowners cover tire theft?
Homeowners insurance does not cover automobile nor there parts.
Will homeowners insurance cover removal of healthy trees?
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
Does my homeowners insurance cover a neighbors dog attacking my dog?
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
Will homeowners insurance cover cost of electric company work on adjoining property caused by downed tree on covered property?
Yes. But the electrical company's insurance co should cover it if they are at fault.
Will homeowners insurance cover the damages to a uninsured vehicle on the property?
No, homeowners insurance excludes vehicles.
