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ONLY in 9 states.

CORRECTION..8 1/2 states... depends on the value of the car in MO.

I do not mean to DIP into someone else's questions, but wondering the same thing. WHAT STATES ARE THE 9 REFERRED TO IN YOUR ANSWER?

COMMENT--I THINK THAT IT IS NOT RIGHT TO JUST GIVE THE LENDER'S THE ICING ON THE CAKE. THEN WE ARE LEFT TAILS BETWEEN OUR LEGS LIKE THE DONKEY. (PIN THE TAIL ON A DONKEY GAME!!) I FEEL THE LAW GIVES LENDERS ALL THE POWER TO DO WHATEVER THEY WANT FOR EXAMPLE:

THEY CAN COME INTO A FENCED IN YARD OPEN THE GATE CHAINED BREAK INTO **MY/OUR VEHICLES** WITHOUT ANY KIND OF NOTIFICATION.

SOUNDS LIKE GRAND THEFT AUTO TO ME. IF THEY DON'T BREAK INTO IT THEY HAVE A KEY MADE SO MIGHT AS WELL BREAK THE WINDOW TO THE CAR WHATS THE DIFFERENCE!!!!!!!!!

SORRY DONE! THANKS FOR LISTENING TO ME VENT!!!!:)

WHAT ARE THE 9 STATES AGAIN?

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โˆ™ 2015-07-15 21:33:13
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Q: Does the lender have to notify you before they repossess your vehicle?
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Related Questions

Does the lender have to send you a letter to notify you that his repossess your car in G.A.?

yes because they have to notify the owner


Does the lender on a car loan have to notify the cosigner before they repossess the car in TN?

They should since they are just as responsible for making payments as the primary.


Can a lender repossess a vehicle without reaffirming the original lending agreement with the borrower?

Yes. Once the original contract is in default the lender can begin repossession proceedings under the UCC laws. In the majority of US states the lender does not need to notify the borrower or obtain a replevin order from the court.


Does the bank have to notify you before they repossess your car?

I have NO IDEA, WHY look here if there is NO ANSERS


Do Alabama repo companies have to notify you before repossessing your vehicle?

The state of Alabama is a self help repossession state, therefore a repossession agency is not required to notify you before they repossess your vehicle. Repossessors are under various state and federal laws and regulations and are prevented from breaching the peace among other things.


Which states require the lienholder to give notification before repossessing a vehicle?

There are 7 states that require the lender to notify the borrower that the lender is asserting their "right to cure". Connecticut, Iowa, Kansas, Maine, Massachusetts,South Carolina and West Virginia. Wisconsin requires the lender to obtain a replevin order before the vehicle can be recovered.


Does a creditor have to notify you if repossing a car?

In some states yes. In some state the lender is not required to give any notice at all before or after. In some states, the lender is only required to give you notice after the vehicle has been repossessed.


Is there legal notification of foreclosure from mortgage company or bank?

Yes. The lender must notify the borrower of the pending foreclosure.Yes. The lender must notify the borrower of the pending foreclosure.Yes. The lender must notify the borrower of the pending foreclosure.Yes. The lender must notify the borrower of the pending foreclosure.


If you are filing bankruptcy and your car is damaged and the lender will not repossess it what should you do with it?

Notify the LENDER by cert mail that they have 10 days to remove the car or you will have it towed by a wrecker company. IF they dont p/u the car, call a wrecker co. to come get it.


Does a repo agent have to notify you if they are going to repossess your car?

no


In Georgia how does a lendor properly notify someone in default of intent to repossess an auto?

They hire a repossession company to take your vehicle. You may wake up one morning to find that you vehicle is not where you left it the night before, or you may walk out of the Walmart or Winn Dixie to find the vehicle gone. You will likely then call the police to report the vehicle stolen, and the police will notify you that it was not stolen but repossessed. Within several days, you will receive a notice from the lender stating that the vehicle was recovered and will be sold to be applied toward the debt, and that you may claim any property that was found in the vehicle. You may also make arrangements to redeem the vehicle provided you pay the past due balance.


Do you have to notify the police after you repossess a vehicle in Arizona?

I don't know about AZ law, but it is a VERY GOOD IDEA to do so. I USUALLY DO IT AS I'M PULLING OUT OF THE YARD.


If you are a cosigner on a loan will a loan company repossess the vehicle then let you pay it off and take possession without ruining your credit?

Contact the lender and let them knoiw that if ANY case the debtor defaults to notify you so you can payoff the loan. Add that you will payoff after repo with NO repo reported on YOUR credit.


In New York is the lender required to notify the co-signer before reporting this information on his credit report?

No


What is intent to sale on a vehicle?

Depending on the context, someone is saying that they intend to sell. If a vehicle has been repossessed, for example, the lender can notify of an intent to sell, to recoup losses on the unpaid part of the loan.


If car title does not list lien holder can they repossess car?

Technically, no. The lien must be perfected, that is the security interest must be recorded with the state DMV. It is rather common that this does not occur, and several things can happen. To avoid the worst: First, contact the DMV and get a copy of the clear title. Next, contact the lender and notify them that they have wrongfully repossessed your vehicle. Demand it's immediate return. Contact the repossession company as well and notify them of this. Finally, and quickly, once you receive your vehicle back, pay the past due balance and the outstanding balance if possible, as quickly as possible. Failing to do this all quickly will give the lender time to perfect the lien, and your car will be lost. At minimum, you will be at the mercy of the lender again.


Do Pennsylvania repossession agents have to notify you that they have your vehicle?

Those who have had a vehicle must be notified, typically within 24 hours, but that may be done by the repossesion company, the actual agents, or the original lender. All are acceptable.


What do you do if you live outside the US and are not coming back and want to let your vehicle be repossessed?

This is simple. You instruct whomever is driving the car to leave it at a dealership and notify the lender where it is. OR if you dont have that option, you tell the lender where the car is, who is driving it and any other info to help the lender repo the car.


Is a finance company required to send you notice that your vehicle has been repossessed?

Not in most states, in a very few the lender must notify the borrower with a letter of intent to repossess and give the borrower a specified time as established by state law to bring the account current. Wisconsin is the only state that requires a replevin order to recover a vehicle. All other states operate under the UCC and the repossession laws (breach of peace laws, recovery agency requirements such as bonding, etc.) related to the area in which the vehicle is being recovered. The recovery agent/agency is required to notify the law enforcement agency that has jurisdiction in the are where the vehicle is being seized.


Does New York State have the right to cure?

New York state does not have a right to cure or opportunity to repair law. In New York, a creditor may repossess your vehicle with no prior notice, once you are behind in payments. They must notify you by first class mail within 24-hours of the repossession, and notify the nearest motor vehicle office.


How long after a repo does the finance company have to let you know the location of your vehicle and remedy to recover?

As far as I know, only 2 states require the lender/repo company to notify the debtor. The easiest way to find out the info is CALL THE LENDER.


How do you know if your car has been repossessed?

Repossessors are supposed to notify law enforcement when they repossess a car.


Do you have to notify the DMV if your car was repossessed?

NONE, the lender will take care of it


Can a co-signer have a negative entry removed from a credit report if the lender failed to notify him that the primary borrower was in default of the loan agreement?

No. There is no legal obligation for the lender to notify the cosigner that the primary borrower is in default.


How do you write a voluntary repossession letter?

Simply state in the letter that you wish to surrender the vehicle, list the loan number, the VIN, or any other way to identify the vehicle and the account with the lender. Notify them where the vehicle can be picked up, and where the keys will be located. And, have it there when the agents come to recover it.