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Repossession

Does the lender have to notify you before they repossess your vehicle?

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2015-07-15 21:33:13
2015-07-15 21:33:13

ONLY in 9 states.

CORRECTION..8 1/2 states... depends on the value of the car in MO.

I do not mean to DIP into someone else's questions, but wondering the same thing. WHAT STATES ARE THE 9 REFERRED TO IN YOUR ANSWER?

COMMENT--I THINK THAT IT IS NOT RIGHT TO JUST GIVE THE LENDER'S THE ICING ON THE CAKE. THEN WE ARE LEFT TAILS BETWEEN OUR LEGS LIKE THE DONKEY. (PIN THE TAIL ON A DONKEY GAME!!) I FEEL THE LAW GIVES LENDERS ALL THE POWER TO DO WHATEVER THEY WANT FOR EXAMPLE:

THEY CAN COME INTO A FENCED IN YARD OPEN THE GATE CHAINED BREAK INTO **MY/OUR VEHICLES** WITHOUT ANY KIND OF NOTIFICATION.

SOUNDS LIKE GRAND THEFT AUTO TO ME. IF THEY DON'T BREAK INTO IT THEY HAVE A KEY MADE SO MIGHT AS WELL BREAK THE WINDOW TO THE CAR WHATS THE DIFFERENCE!!!!!!!!!

SORRY DONE! THANKS FOR LISTENING TO ME VENT!!!!:)

WHAT ARE THE 9 STATES AGAIN?

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They should since they are just as responsible for making payments as the primary.

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Yes. Once the original contract is in default the lender can begin repossession proceedings under the UCC laws. In the majority of US states the lender does not need to notify the borrower or obtain a replevin order from the court.

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I have NO IDEA, WHY look here if there is NO ANSERS

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The state of Alabama is a self help repossession state, therefore a repossession agency is not required to notify you before they repossess your vehicle. Repossessors are under various state and federal laws and regulations and are prevented from breaching the peace among other things.


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