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The bank should not take your money and send it to Indiana's unclaimed funds division on an active IRA. Send a letter to the bank requesting information on why this was done. It may be that there is a clause requiring them to turn the money over to the state if the IRA is inactive for a certain period of time.

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Q: How can a bank take your IRA and send it to Indiana unclaimed money when the IRA does not come due for 3 years?
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