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I think one can mail their Discharge, along with a signed cover letter, asking that the Discharge be added to their credit report. The cover letter and Discharge should be mailed to each of the three credit reporting agencies. I'm not sure, but I think these are good addresses: Trans Union Corporation ATTN: Public Records Department 555 West Adams Street Chicago, IL 60661
Experian Profile Management P.O. Box 9558 Allen, TX 75013
Equifax P.O. Box 144717 Orlando, FL 32814
One probably needs their social security number and address on the cover letter as well. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.
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If you add second person to credit card will it show up on their credit report?
Yes, it does show up on that persons credit report. If you are late on payments, it will negatively impact his/her credit report.
How do you add if you can your apartment rent payments to your credit score?
Your landlord would have to report payments to the credit bureau.
How can you add good credit history to credit report?
The technical term for adding companies to your credit report is call "adding tradelines." The best to add tradelines is to contact your creditor and request that your payment history be added to your credit report. Now there has been problems with this strategy in recent months because of the "authorize user system that added tradlines to individuals credit report that caused problems in the subprime mortgage market. The credit score system made adjustment to this strategy. An authorize user on your credit card will no long benefit from your good credit history. However, if you have a legitimate account that you are paying each month, promptly on time, why not have them added to your credit report. Usually companies are members of the credit bureau and are able to add reports automatically but if not, write them and all 3 credit bureaus along with the account information, company's name address, account number…requesting that your payment history be added. If a letter goes to both the creditor and credit bureau there is a chance that it will be added. There is a form that is used by the credit bureaus to add companies and this must be completed. It is not guaranteed that the items will be added to your account but it is well worth the try. The creditor must be willing to add your payment history and many don't have time to complete forms. I think that there is a sample letter in Phil Turner's Book called the Credit Bible regarding this matter. If not they will write a letter for you that can used.
Can you request the credit bureaus to update the information on your credit report?
Sure anytime you feel your information needs to be updated you can dispute or add comments to your credit report. If you want you can visit my profile to learn ways to repair your credit.Best of luck,
How do you add something to someone's credit report?
You don't. Credit information, bureaus and contributing member/clients are tightly regulated by the federal Fair Credit Reporting Act. There must be a legitimate BUSINESS reason to report, or access, an individuals' credit report. If an individual owes you a debt, you do have the option of filing suit. If you are awarded a judgment, this public record will eventually find its' way onto the defendants credit report.
If you add second person to credit card will it show up on their credit report?
Yes, it does show up on that persons credit report. If you are late on payments, it will negatively impact his/her credit report.
Can I add my name to another person's credit report to increase my credit score?
No.
Free Credit Report?
form_title= Free Credit Report form_header= Learn your credit score. Have you received a credit report yet this year?*= () Yes () No Do you want to add ongoing monitoring?*= () Yes () No What credit reporting agency do you prefer?*= _ [50]
How do you add if you can your apartment rent payments to your credit score?
Your landlord would have to report payments to the credit bureau.
How can you add good credit history to credit report?
The technical term for adding companies to your credit report is call "adding tradelines." The best to add tradelines is to contact your creditor and request that your payment history be added to your credit report. Now there has been problems with this strategy in recent months because of the "authorize user system that added tradlines to individuals credit report that caused problems in the subprime mortgage market. The credit score system made adjustment to this strategy. An authorize user on your credit card will no long benefit from your good credit history. However, if you have a legitimate account that you are paying each month, promptly on time, why not have them added to your credit report. Usually companies are members of the credit bureau and are able to add reports automatically but if not, write them and all 3 credit bureaus along with the account information, company's name address, account number…requesting that your payment history be added. If a letter goes to both the creditor and credit bureau there is a chance that it will be added. There is a form that is used by the credit bureaus to add companies and this must be completed. It is not guaranteed that the items will be added to your account but it is well worth the try. The creditor must be willing to add your payment history and many don't have time to complete forms. I think that there is a sample letter in Phil Turner's Book called the Credit Bible regarding this matter. If not they will write a letter for you that can used.
Can you request the credit bureaus to update the information on your credit report?
Sure anytime you feel your information needs to be updated you can dispute or add comments to your credit report. If you want you can visit my profile to learn ways to repair your credit.Best of luck,
How do you add something to someone's credit report?
You don't. Credit information, bureaus and contributing member/clients are tightly regulated by the federal Fair Credit Reporting Act. There must be a legitimate BUSINESS reason to report, or access, an individuals' credit report. If an individual owes you a debt, you do have the option of filing suit. If you are awarded a judgment, this public record will eventually find its' way onto the defendants credit report.
How do you add companies to your credit profile?
The technical term for adding companies to your credit report is call "adding tradelines." The best to add tradelines is to contact your creditor and request that your payment history be added to your credit report. Now there has been problems with this strategy in recent months because of the "authorize user system that added tradlines to individuals credit report that caused problems in the subprime mortgage market. The credit score system made adjustment to this strategy. An authorized user on your credit card will no long benefit from your good credit history. However, if you have a legitimate account that you are paying each month, promptly on time, why not have them added to your credit report. Usually companies are members of the credit bureau and are able to add reports automatically but if not, write them and all 3 credit bureaus along with the account information, company's name address, account number…requesting that your payment history be added. If a letter goes to both the creditor and credit bureau there is a chance that it will be added. CPN headquarters sells an e-book which they claim gives information about how trade lines are added.
Is it true if you add a person to another persons credit card it can improve the first persons credit rating?
If it does report it will show that you are just an authorized user, most cards don't even report authorized users anymore.
Can a lien placed by condo assoc on property that is paid for show on credit report?
Yes.A lien is a matter of public record and the credit bureaus will pick it up and add it to your record.
I co-signed a Toyota loan with my daughter. The car was in default. I was never notified. Car repossessed. I paid off the loan after I found out. How do I get it off my report?
You wait seven years from the date of the last payment. There is no other way to have it removed. Your credit report is a record of your past credit, your credit history. It will also show that you satisfied the debt, and you can add an explanation at the bottom of your report.
How to clean up credit report after bankruptcy?
Keep in mind that a bankruptcy will affect your credit score. What you must do now is add good credit e.g. secure credit cards and maybe a secure loan will increase your credit score within 2 years. Your credit scrore primarily judge consumers on what they have done within the last two years. If you add good credit, your score will increase.
