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How do you fight your insurance for classifying a claim as a water claim when it was not caused by water damage and there was no pay out?
Wiki User
∙ 8y ago
Your question does not give enough details of your damage. What EXACTLY happened? Water damage includes such things as water pipe breaks & leaks, appliance overflows (washer, A/C drain line), roof leaks, wind-driven rain entering around windows & flashings, surface ground water (flood, seepage).
Wiki User
∙ 8y ago
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Can your insurance company not honor your claim for damages caused by non permitted construction?
It depends on the type of damage.
What if someone else drove your car caused damage only to your car can you ask him to claim the damage on his insurance?
The car's insurance would kick in first because YOU gave them permission. Their insurance would pay for whatever is left over.
Does homeowners insurance cover damage to your neighbor's property caused by tree roots from a tree on your property?
I've had a similar issue - I was told to make my neighbour personally liable for any damage and subsequently they can make the claim asked the personal liability section of their house insurance. Thus their house insurance settling my claim for damages
Does a neighbors insurance have to pay you for fire damage to your property caused by your neighbor?
Yes, in most cases your neighbor's insurance may be responsible for paying for fire damage to your property caused by your neighbor's negligence. You would typically need to file a claim with your neighbor's insurance company to seek compensation for the damages.
Does homeowners insurance cover garage door damage?
Yes, homeowners insurance will cover garage door damage. You may want to look at your policy to find out what your deductible is. If the deductible is more than the cost of the repair to the door, it would not be beneficial to file a claim.
Your niece drove into your garage door w her car and did 1k damage to the garage should your niece claim it on her auto policy or should you claim it on your home insurance?
Since it was caused by the vehicle, the vehicle insurance should cover it. Most home owners insurance companies would probably make a claim against the auto insurance company, if they covered it.
Does your home insurance cover damage if you claim for the same damage but with another insurance company before?
good way to get hit with an insurance fraud charge
WHAT IS Material damage proviso in business interruption insurance?
Before a claim can be allowed, a material damage claim must be admitted. There may be circumstances when the interruption results from damage on another insurance Policy - e.g. a supplier's etc. In this case, it is imperative that the wording is sufficient to react to 'any' material damage caused by an insured peril.
Does homeowners insurance cover a leak in the water line in your yard and will insurance cover resulting damage to your foundation and inside walls?
No. Probably not. Unlikely. What caused the leak in the water line? Old age? Ground shift? If and only if the leak was caused by a named peril do you have a chance of making a successful claim for any of the damage.
Can you file an insurance claim with no damage?
Without anything damaged, lost or stolen there is nothing to claim.
How do you claim auto insurance when you wrecked your car on your property?
It would be an auto claim for the damage to the other and a homeowners claim for the damage to your property. You cannot be liable to yourself, so you cannot claim the property damage on your auto policy.
Can you make a claim on your homeowners insurance to cover water damage caused to a neighbor's walls by your live-in boyfriend who is not on the policy?
It depends on the liability part of your policy, which covers problems caused by people in the home. However, water damage is a tough call depending on what kind of leak or action caused it. In short, the better thing to do is to have the boyfriend pay up for the damage he caused.
