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How do you find out the date of a repossession?

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2015-07-15 19:25:34
2015-07-15 19:25:34

If you are the debtor, you could ask the lender or the PD in the city/town where the repo occured.

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By calling the original loan facility that was associated with the vehicle is one way to locate the repossession date. You can request that the original document of repossession be sent to you by way of fax or US mail (if you feel there is discrepancy). *Note* The time of default does not deem the time of repossession. Be sure to ask specifically for the actual repossession date and unfortunately you may have to clarify that you are not seeking the default date.

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It stays on your credit report 7 years from the date of settlement not the date of repossession.

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You will receive notices that your payments have not been received, making your auto subject to repossession, but you will not receive a date and time of the repossession.

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By federal law, 7 years from the date of repossession or sale or last payment. The state is irrelevant.

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miss a couple of car payments and you will find out!


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