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How do you get bankrupcy off credit report?

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2012-09-08 21:34:28
2012-09-08 21:34:28

If you didn't actually declare bankruptcy, you can report the error to the credit bureaus.

If you did declare bankruptcy, you'll have to wait for it to age off.

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Seven years is the standard for anything that has been settled to stay on your credit report. So the normal type of bankrupcy, Chapter 13 I believe, will be off the report after seven years.


i need to get a repossession off my credit report


Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.


Not if the bankrupcy actually belongs to the person on whose report it shows. The credit bureau will simply correct the SS#.


* The question is a little vague, however here's what I can say: IF, and it should have been, the repossession was first put on his credit report 7years ago then no. Any negative credit - excluding bankrupcy - by law must be taken off your credit report after 7years of its last active date (this is either when it was put on, or when you last paid it).


If Its off your credit report ,and rental history you can stop clamming today!


If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.


A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.


It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.


No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.


A charged off account is similar to a collection on your credit report. The creditor has written off the debt owed and closed the account. The debt is still valid though and can be collected on. The charge off will lower your credit score unless removed. You can dispute a charge off and this give the credit bureaus 30 days to verify the charge off or it must be removed from your credit report.


There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!


Yes it can. You should agree to pay it only if there is an agreement to not report it to the credit reporting agencies.


Only the original creditor or the credit bureaus can remove a charge off from a credit report. You can negotiate to have them removed with the original creditor if they will let you. You can also dispute it to the credit bureaus and they will have 30 days to verify the listing or it must be removed from your credit report.


If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.


A good credit history will remain on your report. The negative credit reported will usually fall off in around 7 years. Judgments will stay on your credit report until they are satisfied.


Besides paying your debts off or filing bankruptcy if you are unable to pay off these debts there is nothing you can really do to clear them from your credit report. Most debts stay on your credit report for seven years.


7 years, after they are paid off. I have heard that tax liens stay on your credit report 10 years after they are paid off.


Pay off your debts or wait til they fall off your report (it should say how long they will remain on there). Then get a credit card and pay it off in full each month. That will make your credit improve dramatically.


A charge off will stay on your credit report for 7 years unless removed by the original creditor or the credit bureaus. You can dispute a charge off with the credit bureaus and they must verify it with the original creditor with in 30 days or it must be removed from your credit report.


You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.


get a job. collect paycheck. pay off bankrupcy << Completely Useless Answer. Try this- there's not a whole lot you can do. You're looking at having to wait until the Statute of Limitations has run out. Typically 10 years.


There can be no specific answer, as credit scores are based on the person's entire credit history.


Judgments do not have a statute of limitations on a credit report. They will stay on until they are paid off or satisfied.


Ways to repair a credit report score include obtaining credit cards, obtaining installment loans, paying off your credit cards, disputing old negatives against your credit report and using your credit cards lightly.



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