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Count the number of times it shifts. You could also ask a Chevy dealer, or do a Google search with the term "1998 Chevy Prizm Specifications". You should be able to look at the shift indicator and count them. Park, Neutral and Reverse don't count, Does it have 1 2 3 D, 1 2 D OD, or just 1 2 D? A 98 Prism with overdrive (4 spd automatic) will have a thumb buton on the shift handle to enable or disable it. Prism w/o overdrive will not have the thumb button. When disabled, you will also see "overdrive off" in amber on the dashboard. Also, If you look at the pan, the 4 speed will have 18 bolts, the 3 speed, 15 bolts

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Q: How do you know whether your 98 Chevy Prizm has a three or four speed automatic transmission?
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