The loan must be paid off first so the lender will release the title.
The entity recorded on the TITLE is owner...name or business. On occation, the registration may be different, or the borrower may be different.
No.
The lender is only attempting to protect his interest. If you have not established credit to the point that the lender can feel that the loan is secure he will probably not be willing to transfer the loan.
No, that would not be possible. There is a loan on the vehicle and the lien holder must be satisfied first. It is not likely that they will allow the transfer without a new loan being created.
Yes, in most states.
If you are already running a loan, then you can take a loan from another bank not from the same bank. If still you want a loan from same bank, then you can get on your parents name.
logbook
Yes, you can add anyone to the title you want.
Is the loan or the registration in someone elses name??If loan is someone elses name their credit takes the hit there is nothing you can do.If the registration is in someone elses name then they are fine.Hope this helps.
No. I recently took a car loan for my son because his credit is bad. The loan is in my name, the title is in his name only. He is listed on the loan as the 'holder of colateral'.
No. that is illegal. you must be present.
Thsi depends on who is actually listed on the title alone. If the cosigner appears second or not at all on the title, then the title transfer can be done at the DMV, showing the vehicle was "sold" to the co-signer. This will update the title and registration of the vehicle. Now, if the co-signer also wants to be the sole payee on the car loan, the co-sighner would need to refinance the auto-loan in their name alone and be approved.