Contact the 3 national Credit Bureaus; Experian, Equifax and Trans Union. They can assist you with this question.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
If they reported your account to the credit bureau, your score will decrease whether you paid it or not.
Absolutely not. You'll have to contact each credit bureau and challenge each account. It's frustrating, but it's worth keeping your credit score up and your history clean.
The original creditor either sells the debt to a collection agency or the collection agency may aquire the debt on a contingency basis. At any rate once the account is in collections 30 days from the date of turn over the collection agency has the right to report the account to the credit bureau. Accounts are sent to the credit bureau via internet with encrypted files.
Contact Dunn and Bradstreet they will provide your company a rank
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
If they reported your account to the credit bureau, your score will decrease whether you paid it or not.
Your credit card company will report you to one of the three credit agencies, Experian credit bureau, Equifax credit bureau, and TransUnion credit bureau.
Absolutely not. You'll have to contact each credit bureau and challenge each account. It's frustrating, but it's worth keeping your credit score up and your history clean.
The original creditor either sells the debt to a collection agency or the collection agency may aquire the debt on a contingency basis. At any rate once the account is in collections 30 days from the date of turn over the collection agency has the right to report the account to the credit bureau. Accounts are sent to the credit bureau via internet with encrypted files.
Contact Dunn and Bradstreet they will provide your company a rank
If the account is still open, then contact the company that owns the account. If the account has been closed, then contact the bureau and dispute. The FCRA mandates penalties for those businesses which falsely report data when asked to correct it.
Japan Credit Bureau. It is a credit card company based out of Tokyo, Japan.
No. When an original creditor sells a charged off accounts to another company. I asked the Credit bureau to investgate. However, the creditor is unable to remove it from my credit report. does this start the 7 year clock ticking all over again from the date the credit bureau investigate?
credit
only if you and your lender report it to the other bureaus
The/Your account is legitimate. Whatever has been reported to the credit bureau's it has been verified as valid.