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Answered 2007-03-09 18:11:11

Contact the 3 national Credit Bureaus; Experian, Equifax and Trans Union. They can assist you with this question.

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How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?

You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.

If you received a collection notice and the company stated they reported your account to the credit bureau on Monday if you pay it this week since it is the same week will your score remain the same?

If they reported your account to the credit bureau, your score will decrease whether you paid it or not.

What will happen if you dont paid your credit card bills?

Your credit card company will report you to one of the three credit agencies, Experian credit bureau, Equifax credit bureau, and TransUnion credit bureau.

If one credit company deletes an inaccurate account from your credit report does it automatically get removed from all credit reports?

Absolutely not. You'll have to contact each credit bureau and challenge each account. It's frustrating, but it's worth keeping your credit score up and your history clean.

How does a company report someone to the credit bureau?

The original creditor either sells the debt to a collection agency or the collection agency may aquire the debt on a contingency basis. At any rate once the account is in collections 30 days from the date of turn over the collection agency has the right to report the account to the credit bureau. Accounts are sent to the credit bureau via internet with encrypted files.

How do you register a company in a credit bureau?

Contact Dunn and Bradstreet they will provide your company a rank

What is full form jcb?

Japan Credit Bureau. It is a credit card company based out of Tokyo, Japan.

How to close an account that is showing open on your credit report?

If the account is still open, then contact the company that owns the account. If the account has been closed, then contact the bureau and dispute. The FCRA mandates penalties for those businesses which falsely report data when asked to correct it.

Can a a credit company file the same account twice on your credit report?

It happens and can be disputed. Call you credit card company or credit agencies.

What account is debited when a company returns merchandise to a vendor on credit?


When does accounts receivable have a credit balance?

If an account has a credit balance the customer must have overpaid on their account or a credit was issued by the company and posted to the customers account, resulting in a credit or negative balance.

What is the difference between credit agency and credit bureau?

A credit agency is a company that give you credit. for example : cibc, scotia bank other credit cards. bank loans, secured loans etc. A credit bureau, is where your credit information is kept, equifax etc. hope this helped.

When an original creditor sells a charged off account to another company does this start the 7 year clock ticking all over again?

No. When an original creditor sells a charged off accounts to another company. I asked the Credit bureau to investgate. However, the creditor is unable to remove it from my credit report. does this start the 7 year clock ticking all over again from the date the credit bureau investigate?

When an account is deleted from a credit bureau do the other credit bureaus automatically delete it too?

only if you and your lender report it to the other bureaus

Can a credit card company reopen a charged off account?

No, a credit card company will not reopen a charged off account. They may choose to grant you a new line of credit, but this would be rare.

When was the experian credit bureau established?

The Experian Credit Bureau was established in 1980 as Information Services Company. It operates out of thirty-six countries and employs over fifteen hundred people.

How does a company get your bank account information?

Credit report?

If you have several entries for the same account by different collectors on your credit report can you dispute these and have them removed?

Yes, you can. If you are attempting to get a loan, possibly, the company you are working with can do this for you with the credit servicer they use. If not, then you can order your credit report and then turn around and dispute it with the credit bureau stating duplicate entry and they have 30 days in which to verify this and then remove it from your credit report.

How can a Wizard credit check be performed?

A Wizard credit check can be performed by going to a credit bureau and getting help from the credit bureau. Another way to do it is through an online credit bureau.

If supplies are return back to company and a reduction is on the account is it a credit or debit?

Debit account

When was Japan Credit Bureau created?

Japan Credit Bureau was created in 1961.

What is the population of Japan Credit Bureau?

The population of Japan Credit Bureau is 2,755.

How are credit accounts affected when another company buys them out?

When often another company buys a credit card company, they have purchased your account. Most often, it is business as usual, and payments are directed to the new owner of the account.

Where can one find company credit reports?

Finding one's company credit report can be done by purchasing it from a business credit bureau. Dun and Bradstreet as well as Experian offer subscription services to allow for the access to one's own company credit report at any time.

What is the journal entry in purchasing software?

If you are a company and purchasing software for the company then the entry would be a credit to the checking/cash account and then a debit to an expense account.