Cars & Vehicles

How late do you have to be on your payments before the financer repossesses your car in California?


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Wiki User
2015-07-15 19:13:21
2015-07-15 19:13:21

Butch, read your contract. Most say only that you have to be in DEFAULT. Sooo, your answer?? ONE DAY.


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The bank has to successfully file to foreclose your home. You still have a period to redeem your house by making payments before the sale.

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Thats depends on the contract the "repoman" signed with the lender before he/she started out on that little adventure.

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by law they can repossess your car if you are 1 day late. However, your best option is to get professional help.

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