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90, but don't push your luck. If you can't afford your car, your best option is to contact whoever financed it and explain your dilema. They want your money, not your car, so they will attempt to work with you. Ignoring them is alot like car theft. I would say 30-45 days 90 is pushing it.

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โˆ™ 2006-06-13 03:44:16
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Q: How many days late must a car payment be before repossession?
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Related questions

Can repossession happen for being 10 days late on a payment?

Repossession can happen any time after a payment goes late; it all depends what the initial contract states.


How late can a vehicle payment be in Virginia before repossession?

I am a repossession agent in Virginia it takes 2-3 months of not paying before the repossession status occurs.AnswerI am a repossession agent in Virginia it takes 1 missed payment then repossession status occurs.


How long before they can repossess you car in Virginia?

The lender can legally take the vehicle one day after the payment is due. That is, on the day the payment is late, the lender can begin repossession efforts. The day the payment is late, the contract is void.


How late must a payment be before they can turn it in to collection?

60 days


Do late fees be used for repossession of a vehicle?

can you repossess a car for non payment of late fees even though the initial payment has been made in Colorado


How many times can you be late for a car payment before it is reposessed?

Answering "How many times can you be late for a car payment before it is reposessed?" by law they can repossess your car when your 1 day late- there is no law against that! However, your best option, would be to contact CAR HELP USA. They stop repossession, get your payments up to date, lower interest rates, lower your monthly auto bill, help with repossession, and so on. They helped me get a car back from repossession in the past! Do something before the problem just gets worse.


What are the repossession laws in Texas?

How many days csn you be late befor repo


How late does the debtors payment have to be before it is considered for repossesion?

Legally? One day. Some loan agreements will have a late payment period that might be ten days. Read your contract for specifics.


Your car was repossessed when it was two days late Is this legal The dealer is trying to say you owe a late payment charge from the month before and this is the reason for the repossession?

Well??? DO you owe a late charge from the month before? IF NOT, call a local attorney ASAP for state/case specific advice. Very Simple. Tote-a-note car dealers make GOOD money by repoing cars ASAP when late.


Repossession law in California?

Under California law, a creditor can repossess the vehicle if it is in default without notice, even if the car payment is one day late. However, if there is a co-borrower on the loan, the creditor is required to give notice before repossession.


How many points does your credit score drop after an auto repossession?

http://www.NationalScoreIndex.com. Overall, the study found that: * The average Experian PLUS(SM) Score for consumers with no late auto payments is 689 versus 596 for consumers with at least one late auto payment. When a payment is late by 90 or more days, the average score dropped to 574. * 1.5 percent of consumers who have an auto have a repossession noted on their credit file. The average credit score for those with a repossession dropped even further to 566. The states with the highest repossession rate are Arizona, New Mexico, Texas, South Carolina and Nevada.


How many days can you be late on a mortgage payment before they can start the foreclosure process?

This will depend on the lender and your past payment history. Some will start a lot sooner than others. In my area they start moving typically after a 60 day late. Almost all of them are started by 90 days late.

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