How much would insurance cost if you were involved in a car accident that was your fault and both drivers have liability insurance?

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How much will it COST? If you have a good record of several years without claims, your premiums may not increase, but if you are a new driver or have had prior claims the increase will be determined by your insurer and no one else can give you a definite answer. Or how much will it PAY? If it was your fault, your liability coverage will pay for the damage to the other driver's car and if you do not have collision coverage, you get to pay for your own repairs.
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What happens if you have no auto insurance and no drivers license and you where in car accident but it was not your fault?

Answer . Sorry to say, Eva, but an uninsured car is not supposed to be on the public streets and a person with no license is not supposed to be driving a car. Since you contributed to the accident by violating these laws, you are at least partially at fault. The other driver's insurance company ( Full Answer )

If a passenger in the backseat unseatbelted is injured and the driver of the car is at fault what liability does the driver's insurance have?

When taking a one day "Driver's class" in a classroom setting, to get a speeding ticket off my record in California, the instructor told the class to read the "fine print" on your policy, because many insurance companies elect to not cover you for injury in an accident, if someone is not seatbelted. ( Full Answer )

If a pedestrian is found at fault in an accident involving a car and pedestrian which insurance would pay the medical bills - the auto insurance or the pedestrian's health insurance?

\n. \nSince Pedestrians always have the Right of Way, It is very rare if not impossible to find them at fault unless fraud or gross negligence can be established. Traditionally The drivers liability insurance will pay their medical bills.\n. \n Answer \n. \nIt depends on your state's laws, bu ( Full Answer )

If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?

No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage. s from other contributors Usually they don't. If you had no type of uninsured motorist protection which doesn't cost t ( Full Answer )

What do you do when you are involved in an accident that was not your fault but your insurance has lapsed and the other driver wants your information?

%DETAILS%. Answer . Tell that driver exactly that. And see what type of arrangement, you can come up with. In most states, your license will be suspended for a year, so if its not your fault, explain to the driver, even with your information it will not tilt the scales in his favor with the insu ( Full Answer )

What happens to your drivers license when you are at fault in an auto accident and you do not have car insurance?

%REPLIES%. Answer . dl suspension for one yr and your going to need an sr22 for 3 yrs.. its not good. Answer . You probably will be arrested and if you are unable to pay the costs in full to the victim(s) you may be looking at some deep jail time, your driver license can actually be suspende ( Full Answer )

If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?

I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on ( Full Answer )

If you have uninsured motorist insurance are in an accident and its you fault other driver has no insurance or drivers license can you get your car fixed if you only have liability insurance?

Answer . As a broker, I can tell you NO, there is no coverage if you are at fault. Now if you are only partially at fault, example, 50%, and it's proven, there may be coverage under your carrier. I'm in Canada where things are a bit different but it wouldn't hurt you to try right?

Does the liability coverage on your auto insurance cover you against a liability exposure if you are at fault in an accident and a passenger in your car is killed in the accident?

It should, up to the amount of the policy. It is possible that your liability could exceed that amount, particularly if you had only "legal minimum". And I suppose there could be some situations spelled out in your policy, maybe DUI or commission of a crime, that might create an exception. Ther ( Full Answer )

What happens if a car accident was not your fault but you were driving a friend's car that was insured by liability insurance?

I believe if, before the accident, you are listed as a driver on the insurance policy, then you are allowed to drive the vehicle too. If so, then the car at fault is at fault. If you are not listed as a driver, then your friend could be at fault if he gave you permission to drive the car. If he did ( Full Answer )

Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?

Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured? Drivers fault. Answer If you drive a car that is not insured you can be ticketed for that. If you were not at fault in t ( Full Answer )

If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?

accident and Ins . I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident.. You can do as above although it is be ( Full Answer )

If you are in an accident and it is your fault does your insurance pay for both cars?

\n. \n Answer \n. \n. \nNo lovey not if your the one at fault... Insurance only covers the other person if your at fault sorry honey.....\n. \n. \nIt depends on what insurance coverage you have. The liability coverage that all states require you to carry on any registered vehicle will cov ( Full Answer )

What happens if an uninsured driver in an insured car is cited for a traffic violation or is involved in an accident?

Answer . \nInsurance follows the car, not the driver. If you had permission to use it you should be fine. If you were cited for a traffic violation, you should just pay it ahead of time and then apologize profusely to your friend, since you just raised his rates for several years. If there wa ( Full Answer )

Question If you are involved in and auto accident in Florida and the other driver is at fault but has no auto insurance and you are injured can you sue your insurance company for injuries?

No, you cannot sue your insurance company for injuries....actuallly, I take that back. You can sue anybody for anything...but in this case, you would not win. Your policy should have a coverage called Uninsured Motorist Coverage. Typically, this would cover the injured parties in your vehicle if the ( Full Answer )

If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?

First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year ( Full Answer )

Shouldn't a driver with no insurance be at fault when they have an accident?

No, but they will be liable for a citation if the police arecalled. Fault for the collision is based upon negligence. This can befounded upon carelessness (i.e. not yielding right of way), orviolating a traffic regulation. Not having insurance does not equate with fault for collision.However, if t ( Full Answer )

Is a driver with no insurance at fault in an accident?

He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.

Does liability insurance cover your car if you are at fault?

Your liability portion of your auto insurance pays for injury anddamages for which you are liable to others. Your Comprehensive and Collision portion of your auto policy willcover your own vehicle. One can not be liable to ones self. If you have "liability only" coverage, then their is no coverag ( Full Answer )

What happens if the driver who is not at fault for an accident does not have insurance?

He will be left with a wrecked car! He will also have to pay for damages to any other vehicle(s) involved in the accident. However it can vary from country to country, but in the UK, not having Car Insurace is illegal, so the uninsured driver would be a bit screwed! I think in the UK you can even ( Full Answer )

What if you are rear ended by a fault driver and his insurance denied liability?

If you have a police report from the incident, you can try to prove that it was the other guy's fault. However, if you simply exchanged insurance information, there's nothing stopping the other guy from changing his story, at which point it becomes a he said/she said argument, with the insurance com ( Full Answer )

If a driver has no insurance but drives a car covered by no fault gets into an accident will the owner of the car be able to file a claim with his insurance company?

No fault laws refer to injuries only not property damage. If you have comprehensive and collision coverage on your vehicle the damage to your car will be repaired subject to your deductible, unless the driver is excluded from your policy. For the driver's injuries if he does not own a vehicle then t ( Full Answer )

If you are the driver of a friends car involved in an accident are you covered under your insurance or the owners insurance?

depends on the company and the details of the accident. most commonly the owner of the vehicles' insurance will pay the claim and then subrogate (recover money paid out) against the drivers insurance company. for example, let's say you have state farm and i have allstate. you are borrowing my car ( Full Answer )

What is a person at fault with no car insurance in accident to do. in a car accident where i was at fault. i does not have insurance on my car. both cars are totaled. other woman has insurance help?

If you were at fault, then you are liable for all costs. Whether you have insurance or not does not negate your liability. In most states if you fail to pay for the claimants losses you will lose your driving priviledges for up to 10 years or until you pay the bill which ever comes first. If the ot ( Full Answer )

If you are involved in an accident and have auto liability insurance and the other driver does not what are your rights?

Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now ( Full Answer )

How much will your liability insurance cost?

The answer depends upon many factors. If you are referring to automobile liability coverage, some of the factors include: 1. The insurance company involved; 2. The make and model of the vehicle; 3. The age of the primary driver and others who will use the car; 4. The driving experience o ( Full Answer )

What do you do if you get into a car accident and have no insurance and your at fault?

Pray and Pay. You will be responsible for all costs associated with the accident. If you don't have the funds to pay the entire claim the more than likely the other party will file the claim on their uninsured motorist section of their auto policy. The UM will act as your insurance would have if you ( Full Answer )

What happens in a car accident if both cars involved do not have insurance and the car at fault was drunk driving?

If neither vehicle was insured you will have to sue the other party in order to collect any damages. Drunk driving is a contributing factor but really whichever party is at fault for any reason will be liable to the other party. The bad news is that if the person did not have insurance the probably ( Full Answer )

Will your insurance pay for the damages in an at fault accident even if the driver of your car is uninsured in your policy?

The real answer is that you should talk to your insurance agent,because laws vary from location to location. However, in most states, what's being insured is the car ,not the driver . If you give permission to someone to driveyour car and they get in an accident and it's their fault, usuallyyour ( Full Answer )