I would use Google to search, or contact your local bank. Make sure that you have a deposit of at least $200 if you plan on getting approved. If you have the $200 deposit, you will most likely be approved 99% of the time.
There are banks that give people with no credit a chance. But you should keep in mind that the interest rates of unsecured credit cards for bad credit are usually very high. So you should pay your bills on time.
Secured Credit Cards can be a great way to repair your credit. I started off with no credit and ended up getting a secured credit card to start the building process. I recommend going with one of the major credit card companies like Wells Fargo or Capital One. After 6 months to a year you can usually ask to have your secured credit card upgraded to a unsecured credit card. Be sure to read all the fine print and never be late on a payment as the interest rates are normally very high and you'll end up hurting your credit score even more. They can be a great tool but be sure to use it properly and pay the card off in full every month.
Orchard Bank offers secured and non-secured credit cards to consumers with poor to very poor credit scores. They usually have a limit of $100 - $300, but after 6 months to 1 year, your account history is evaluated and if it meets their requirements, you will receive a credit increase. You can also go to your bank and apply for a secure credit card.
== == One great way to repair or build credit fast is to get a secured VISA or MasterCard. A secured credit card is one in which you open up a savings account with the card issuing bank. This savings account is used as a security deposit for your credit card. Your credit limit is based on the amount that you deposit into the savings account. Once you have established a good record of payments on the credit card, the savings account funds are returned to you. Only use this secured credit card for gas or a few small purchases each month. When you get your bill, pay it immediately but overpay it by about $10 - $15. That way you always have a negative balance. The FICO system accelerates your credit rating quickly by doing this. Just make sure that you NEVER are late on making that payment. This method worked very well for me when I had very bad credit. After receiving my secured credit card, it took about 8 months before I was receiving pre-approved non secured VISA and MasterCard offers from large banks. == ==
627 is Fair. The range is Very Poor, Poor, Fair, Good, Excellent. So dependig on how much outstanding debt\loans are on your credit report you MIGHT be able to get a Secured Credit Card.
There are banks that give people with no credit a chance. But you should keep in mind that the interest rates of unsecured credit cards for bad credit are usually very high. So you should pay your bills on time.
Secured Credit Cards can be a great way to repair your credit. I started off with no credit and ended up getting a secured credit card to start the building process. I recommend going with one of the major credit card companies like Wells Fargo or Capital One. After 6 months to a year you can usually ask to have your secured credit card upgraded to a unsecured credit card. Be sure to read all the fine print and never be late on a payment as the interest rates are normally very high and you'll end up hurting your credit score even more. They can be a great tool but be sure to use it properly and pay the card off in full every month.
Orchard Bank offers secured and non-secured credit cards to consumers with poor to very poor credit scores. They usually have a limit of $100 - $300, but after 6 months to 1 year, your account history is evaluated and if it meets their requirements, you will receive a credit increase. You can also go to your bank and apply for a secure credit card.
== == One great way to repair or build credit fast is to get a secured VISA or MasterCard. A secured credit card is one in which you open up a savings account with the card issuing bank. This savings account is used as a security deposit for your credit card. Your credit limit is based on the amount that you deposit into the savings account. Once you have established a good record of payments on the credit card, the savings account funds are returned to you. Only use this secured credit card for gas or a few small purchases each month. When you get your bill, pay it immediately but overpay it by about $10 - $15. That way you always have a negative balance. The FICO system accelerates your credit rating quickly by doing this. Just make sure that you NEVER are late on making that payment. This method worked very well for me when I had very bad credit. After receiving my secured credit card, it took about 8 months before I was receiving pre-approved non secured VISA and MasterCard offers from large banks. == ==
Answer my discussion regarding credit card, and I'll answer your reply
627 is Fair. The range is Very Poor, Poor, Fair, Good, Excellent. So dependig on how much outstanding debt\loans are on your credit report you MIGHT be able to get a Secured Credit Card.
Many consider credit cards are more harmful than cash because with credit cards, it is very easy for people to be heavily indebted. Also, many people are becoming victims of credit card fraud.
Actually, there probably isn't any because credit after bankrutpcy is very, very hard to get in any way, shape or form. There may be some low limit "secured by cash account" cards, but not much else. Obviously the "credit" portion of a card is the hardest - you may be better off trying for some type of debit card, where there is no credit payment option.
Bad credit secured loan in the United Kingdom basically allow you to get cash loans despite a bad credit history. It is very easy to apply and get your money fast.
The interest on an express credit card is 8.7%. They are not a very good alternative to a regular credit card such as a visa or mastercard because the interest is very high.
Answer -- It is very important to have a good credit rating. One needs this for many uses - buying a home, as well as smalls things, such as; renting DVDs. Take note that just because a credit card company has given approval for a "secured credit card" does not mean the previous credit rating will improve. Head this warning! Credit card holders must be aware of the financial danger of spending money that is not there. Here are a few tips to guid the credit card holder out of bankrupsy and debt..... * Do not accept any credit card from any credit company to begin with* Calculate income weekly* Keep tally of income in the bank* Do not leave less than $20.00 in the existing bank account (to cover bank fees, emergencies ect..)* If using a credit card - Make sure to be able to pay it off each month* Do not own more than one credit card
It's very easy to get Credit Card in india go nearest bank branch and apply for credit card and get your credit card. You can also apply online for credit cards and get instant credit card.