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If you are saying that you have two houses than you would be able to use the equity that is available on the other two houses either as a substantial down payment that most banks will not turn down or you could use it as collateral to secure the loan. But this is only if you have equity built on the other two houses. You can also cosign on the mortgage until they are able to land their job and refinance into their name as the primary mortgage holder.

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Q: How would you secure a loan to an unemployed relative who has two houses with first mortgages but has a great potential lucrative job in sight?
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