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I bought a new car and can't afford it and would like to trade it in but I have bad credit?
Wiki User
∙ 16y ago
Call the finance company and ask if they can extend the term of your agreement. This will mean you pay more money over time, but the monthly payments will come down.
You already have a finance deal on the car you can't afford, so just down grade to something you can afford and ask the finance company to adjust your payments according to the change in value of the cars.
Either way it's going to cost you money and you'll end up paying out a lot more money over a longer period of time.
Wiki User
∙ 16y ago
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How do you know if you bought a computer with a stole credit card?
If you bought the computer - you would know if the card you used to pay for it was stolen or not !
Do credit card companies only approve credit limits that an individual is able to afford?
Credit limits are set by your lender who can change your credit limit depending on your payment history, usage and a number of other factors. They will make reasonable choices when setting or amending your credit limit and would certainly avoid giving someone a credit limit they believe the individual could not reasonably afford.
Why is trade credit generally the largest source of short term credit for small firms?
Well, trade credit would be credit extended by suppliers (I guess). So, if in fact it is the largest source of short term credit, it would be because it is easier to get credit from people that want to sell you something than from someone that lends money (the potential profit warrants the risk).
Is it a good idea to use a credit counselor if one can no longer afford their credit card bills?
If one can no longer afford their credit card bills, they could use a credit counselor, and would be wise to pursue every avenue available to help them overcome this issue. They could purchase books on the subject, ask family and friends for help and advice, etc.
Is it Usury to allow a person to pay a fine on credit without knowing if they can afford it?
Usuary is the practice of charging interest on a loan. If a person pays a fine on credit, this suggests the use of a credit card, and credit card companies charge interest (generally at a very high rate) so usury is involved. Whether the person paying the interest can afford to pay, or knows if they can afford to pay, is not relevant to the issue of whether it is usury, although it would be relevant to other issues, such as, is this a good idea?
Do you have to trade in your car were you got it from?
You do not have to trade in your car where it was bought or purchased from. You may but you do not have to. However, you would probably need all the papers and reciepts to be able to do so.
Can you explain bad credit loans to me?
I think they do work with high interest rates. They will give you the money you need but with higher interest than someone with good credit would have. But it can also help you if you can afford it.
Why would you buy computers on credit?
One may buy a computer on credit, if they do not have enough money to spend up-front. Buying something on credit can spread the payment over a few months so a person may be able to afford an item.
I bought a xbox from target but lost the receipt is there any way you can get my money back store credit is good oh and you bought with a gift card credit card combo?
You probabaly could. As long as you have not opened it yet. If you opened it you would probably have to give the Manager of the Target a BJ or possibly he would just be cool with an HJ.
What do you get when you trade in a game at game?
If you mean trade a game in at gamestop, then you get a low credit of money to save up for another game. I would say it would take about 15 old games to get a new one.
What would be the best thing for a college student in credit card debt to do?
The best thing for a college student in credit card debt to do is to contact a debt consolidation company to help workout a payment plan that the student can afford.
Can you trade Pokemon from the Nintendo DS to the dsi?
I am 99.99% sure that you cannot trade in the DSi XL for a 3DS without needing to pay or trade extra.* But what you could do is trade in your DSi XL with a couple games and extra cash, and you should have saved up enough to get your 3DS.*You would have to find an extremely good deal, and I don't think it would be possible.
