0
I have bad credit but i have a full time job and can easy afford a loan but i can't get one?
Wiki User
∙ 15y ago
You will need to pay down the debts you have and start paying everything on time. Bad habits in the past, at least, are preventing your getting a loan now. Over time, your credit rating will improve. Right now, the best bet would be to buy a cheap, but running, car with cash. Then, pay off debt. In a year or so, you should be able to obtain a reasonable loan for a better car.
Wiki User
∙ 15y ago
Add your answer:
Earn +20 pts
Why do people use credit?
Usually as a matter of convenience more than anything. Most people have full intentions of paying off the balance in full at the end of the month, and as such are responsible users of credit, and that kind of action really helps build a solid credit history. Other users of credit cards use them to buy stuff they either don't need, can't afford, and then get into big debt problems when they can't pay off the balances.
Does paying off your credit card in full still count towards your credit rating?
I've been told that if you leave a small balance on your credit card it'll count towards your credit rating due to the fact the credit bureaus want you to pay off the money they lent you but also want to make money on top of that. I know this is a good way to appeal to a lender when applying for a loan. But if there is a way to avoid deliberately paying interest I'd rather pay it in full if I can afford to and still have it qualify as a credit rating.
Should you close a credit card that has an annual fees?
Before obtaining a credit card think very hard about weather you can afford to use one. It is easy to spend money you do not have and can not pay back using one. As a rule if you do not think you will be able to pay off the debt on the card IN FULL each month, then you should not use one. Getting one with annual fees just makes the debt problem worse.
If you have a credit card with a 1000 limit. You plan to always pay your card off in full each month. What is the amount you can safely owe on your card?
The only 'safe' amount to owe - is whatever you can afford to pay off each month !
What is the full form of care which is a credit rating agency?
Credit Analysis and Research
If I am full black how do I grow my hair out like Corbin Bleu?
easy you cant
Why do people use credit?
Usually as a matter of convenience more than anything. Most people have full intentions of paying off the balance in full at the end of the month, and as such are responsible users of credit, and that kind of action really helps build a solid credit history. Other users of credit cards use them to buy stuff they either don't need, can't afford, and then get into big debt problems when they can't pay off the balances.
Does paying off your credit card in full still count towards your credit rating?
I've been told that if you leave a small balance on your credit card it'll count towards your credit rating due to the fact the credit bureaus want you to pay off the money they lent you but also want to make money on top of that. I know this is a good way to appeal to a lender when applying for a loan. But if there is a way to avoid deliberately paying interest I'd rather pay it in full if I can afford to and still have it qualify as a credit rating.
What clause says each state must recognize and accept the legal acts of other states?
Article IV Section 1 The Full Faith and Credit Clause.
Should you close a credit card that has an annual fees?
Before obtaining a credit card think very hard about weather you can afford to use one. It is easy to spend money you do not have and can not pay back using one. As a rule if you do not think you will be able to pay off the debt on the card IN FULL each month, then you should not use one. Getting one with annual fees just makes the debt problem worse.
What principle keeps one state from denying the validity of a birthcertificate that was issued bby another state?
Full Faith and Credit Clause
Full form of isc?
Cause the full form of icse is i cant stand exams so full form of isc is i still cant
How do you get in a full server?
you cant
How do you patch a hole in the power steering hose on a 2001 1.8T until I can afford a to buy replace one?
cant do it. high pressure line. only repair is to replace line or keep fluid full until repair.
What are some ways to rise my credit score without having to apply for some type of credit?
There are a few different ways you can raise your credit score that are easy to do, but you will have to take the initiative first. The best thing you can do, is to find the highest interest rate credit card that you owe money on and pay it off in full. That will immediately raise your score.
If you have a credit card with a 1000 limit. You plan to always pay your card off in full each month. What is the amount you can safely owe on your card?
The only 'safe' amount to owe - is whatever you can afford to pay off each month !
What is the full form of care which is a credit rating agency?
Credit Analysis and Research
