Yes. Contrary to what some believe, even though credit cards are considered unsecured debt, the CC issuer can pursue litigation in order to recover the debt owed. If the creditor wins a lawsuit against the debtor a judgment will be awarded and that judgment can be enforced according to the laws of the debtor's state. Some methods for enforcing a judgment are, garnishment of wages, levy of bank accounts, seizure and sale of nonexempt property belonging to the judgment debtor or a lien against real property. All states have laws that allow debtors to exempt/protect real and personal property from judgment execution. It is in the best interest of any debtor to be informed about such laws, in case they find themselves involved in a creditor vs. debtor civil suit.