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Answered 2008-09-27 09:00:14

you need to get down to your dmv and fill out a release of liability form.

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It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.


Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.


If a taxi driver hits you, and its his fault, the cab company's insurance pays.


It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.


Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.


Driver's licensure is a condition of getting auto insurance.


The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.


It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.



I hope you had insurance for this. The uninsured motorist will probably be broke


If the insurance policy is active and valid and the driver is a covered driver then you file your claim just as in any other accident.


There are many programs out there suited for accident prone drivers. Try progressive.


Yes, the general idea of insurance is that your rates go up when you cause an accident and they are forced to pay out.



If that driver was found at fault, then usually it would.


Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.


Although it depends on your insurance, the driver is covered if driving with your permission.


The insurance company of the driver "at fault,' or from their personal funds if they have no insurance.


Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.


Some do. I work for an insurance company and many will take ownership of the accident.


If an underage permit driver had an accident in a noncustodial parent's car, the insurance of the custodial parent should cover the cost. Contact the insurance company for full coverage benefits.



when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.


No he have to listed as a second third or household driver for being cover by insurance