I believe the Parents insurance go up!
All driving infractions affect your insurance. Drive safely!
Car driving convictions affect the cost of one's insurance in the following way: the more conviction one has, the higher the price is for insurance, since one is more likely to make an accident again.
It goes on your record and your insurance rates get adjusted.
Having your license in suspended status will affect the insurance, some will not even insure until the license is reinstated - but the reason it was suspended will not affect your insurance due to the fact that it was not a movingviolations.
This can affect car insurance if they believe you are drinking or using drugs and driving. However, most of the time it won't go up.
Generally not. Most companies do not change your insurance rate for non-driving violations.
The current age of driving in New Jersey is 17.
No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.
It can affect: 1. Your insurance premium (for your own vehicle, or your parents vehicle if you are on their policy. 2. Your employers insurance premium (if you drive for work) It will NOT affect: 1. Your friend's premium, unless you are scheduled as a driver on the policy
Yes, it will go in your driving record and hence Insurance companies will be seeing it.
That's simple. Just tell your insurance agent that they will be driving the car. However, know this. Your spouse's driving record will directly affect your insurance premiums regardless of whether or not they will EVER be driving your car. Not fair but completely legal in Ontario.
Call and ask your agent