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If someone else buys a car under your name because they don't have a license and both the title and insurance are in your name can you legally take the car from them?
Wiki User
∙ 15y ago
If the title is in your name, it is your car. A title is the ownership document for a car as the deed is for a home. ----------------------------------------- Unfortunately, what you're doing is illegal. If they purchased the car but the insurance and title are in your name, then you are commiting insurance fraud. If you try to "repossess" the vehicle, they CAN sue you for the return of their money. There is probably a long trail of payments that they made for the car - to you or to the dealer, insurance, mechanics, etc. If your insurance company gets any information about this lawsuit, then they have the right to cancel your policy. It will also look very unfavorable when you try to obtain insurance in the future. If you have been paying for the car, without any assistance from the other person, then it is technically yours. In this case, you would have been allowing an unlicensed driver to "borrow" your vehicle. (Also not favorable if your insurance company is informed of this.) You may be better off signing the car over to this person and canceling your insurance. If you decide to do this, it is extremely important that they give you the license plates in return. You would then submit the necassary form (usually signed by both parties) and the plates at your local DMV.
Wiki User
∙ 15y ago
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Can an insurance company legally place a lien on someone's drivers license?
It is not possible to put a lien on a person's driver's license in any state. A driver's license can be suspended or revoked but only for traffic violations.
Can someone get insurance on a car if he does not have a license in the United States but has one from another country?
Yes. You can get insurance on a car without having a license at all. However, you can't legally drive the car without having a valid license. As far as driving with a license from another country, I don't know what our laws are on that, but you should have no trouble getting the car insured.
Why is a life insurance license important?
The only reason someone needs a life insurance license or certification is to be able to sell this type of insurance.
Will my insurance go up if someone is driving my car without a license?
They wouldn't know someone was driving your car without a license so it would go up. However, if they have a wreck in your car the insurance company will most likely not cover the accident because the person didn't have a license.
Does having a valid drivers license mean that someone is here legally?
No. A driving license is simply a license to drive. It does not indicate citizenship.
Does homeowners insurance go up if someone in the household has a license?
No.
If you rearend someone when the roads are wet who does not have a license or insurance who is at fault?
If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.
What is required for someone to sell life insurance?
The number one requirement for someone to be able to sell life insurance is an "Insurance License". The requirements for obtaining a license varies from state-to-state but passing an exam is always a requirement.
When buying a car for someone else do you need to buy insurance for yourself?
Yes because even though your going to give it to someone, you will still legally own that car.
What is the difference between a revoked license and a restricted license?
A revoked license is completely canceled and the individual no longer has driving privileges. A restricted license, on the other hand, allows driving under certain conditions or limitations, such as only for work or medical appointments.
How long do you have to get insurance from the day you first get your license?
You don't need to get insurance just because you got your license; it's not directly connected like that. If you have a valid license, and don't own a car, you could drive someone elses car that is insured by them. BUT you do need insurance to register a car and be legal. You would want insurance the day you buy and register a car.
What do you do when you allow someone to drive your car and they get into an accident but they have no insurance and no license in pa?
You have to pay because you let them drive you car so it is your fault!
