In Texas, The At Fault Driver's Liability portion of their policy will pay for rental car usage at a maximum of 20 dollars per day for up to 30 days or until the such time as the Insurance company has made a reasonable offer to settle, whichever comes first. This rule will vary by state.
If the at-fault driver goes under their own policy to get repairs, they would have to have bought rental coverage to get a rental set up.
Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.
No. Rental coverage is something you buy extra. "Full coverage" just means you bought liability, comprehensive, and collision insurance.
It depends on the individual policy. Most full coverage auto insurance policies will cover the driver no matter what car he or she is driving, but not all. Check with your insurance agent. to see what SPECIFIC coverage you have before you waive the rental insurance at the rental office.
No The person who is at-fault is responsible for your damages. His insurance will pay for everything. Tow, rental, damages.
Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.
Some policies automatically include a minimal amount of rental reimbursement coverage, but generally your policy includes no coverage for rental reimbursement if it is not listed with a premium on your declarations page.
It depends on the exact insurance you have. To be sure just ring up your insurer give them your policy number , tell them what you want to do and ask them to confirm you are covered for it. Full coverage usually just means having liability, comprehensive, and collision coverages. Rental is something you pay extra to have.
No. By "full coverage," I assume you mean you have comprehensive and collision coverage. This does not include rental. You have to buy a special endorsement on your policy to get rental. Hitting a deer is a comprehensive claim and if you have rental, you will get a rental if the car is non-drivable or when it is in the shops for the repairs. If you did not buy rental, the insurance company does not have to pay. Check your coverages.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
yes
only if you have full coverage insurance and the reason for the rental is due to an insurance claim- such as an accident.
you dont have to have umpd coverage if you have full coverage but most of the time on full coverage it has umpd and if you dont have umpd your collision will pay for fixing your vehicle but most of the time there is a higher deductible on collision I know this because i am an insurance agent