I see your question has been here for a number of days. My take on this from past examples is no, you are responsible.
Usually insurance companies offer their clients one of two ways to pay for their insurance. Either you can pay it all up front every six months or so or you can make monthly payments.
Briefs.
I'm not a dentist, but have been marketing dental plans for 10 years. Here's my best guess: 1. Just like airline now charge to check a bag, expenses for dentists ( insurance, equipment, etc.) are increasing. 2. Add that to the fact that a doctor doesn't get paid by an insurance company for WEEKS after a claim is submitted - they need a little something up front. 3. A dentist has to pay someone to submit the paperwork to the insurance companies. Yet another reason why discount dental plans are gaining in popularity compared to traditional "insurance" for your teeth.
Car will take a "sharp" right turn
Progressive, State Farm, Geico and a lot of little insurance companies will provide you with what you need. You have to pay the first amount up front, then they usually bill you after that.
Yes. Say that you were invovled in a 3 (or more) car accident, where one car stopped short, was rear-ended by your car, and then your car was rear-ended by the car behind you. Your insurance company would pay for the back of the car you hit and the front of your car. The insurance of the driver behind you would pay for the back of your car and the front of the car behind you.
It is camera that sticks to the car windshield to record your driving and the vehicles in front. It is useful in case of incident or accident. You can give the evidence to the Police and Insurance companies.
An auto glass repair company repairs or replaces broken vehicle windows. Many insurance companies do not require a deductible be paid for the front windshield. Many glass repair companies will come right to your home or business to do the repairs.
Of course. Most insurance companies will not write physical damage coverage on vehicles over 15 or 20 years old. The reason for this is the wide discrepancy in the value of the vehicle of that age. Many companies will write coverage on an antique basis where you get an appraisal from an expert and that way you and the insurance company agree up front as to the value of the vehicle. This way they can also have a way of accurately rating the risk.
Nope, That's what auto Insurance is for.
No. Added: Once they receive it they are then a fully licensed driver and legally responsible for their own actions behind the wheel. Insurance companies require that they be added to their parents policy (or get their own).
Not sure what you mean by "what insurance do cosignment stores use" but if you mean "What insurance companies will insure a consignment store" or "What kind of insurance do cosignment stores use", I can anwer. Typically, standard companies like Travelers, Hartford, CNA, Colorado Casualty(Liberty Mutual) will not insure companies that have cosignment or secondhand features. A typical excess carrier through an MGA will be able to cover this type of risk. When going through an excess company, the premium is typically more expensive than through a standard company. As for the possible second question, you would need a General Liability Policy with 1mm/2mm in coverage. Before you lease a store front, a leasing agent will want proof of this insurance along with additional insured endorsement for the lessor.