The lender will probably insist that all names on the title also be on the loan, but not the other way around.
Yes
You can cosign but both names will be on title.
If there are two individuals listed on the title of a vehicle as primary and joint, they are both responsible for the payment of the loan. If the primary defaults on the payment, the joint owner is responsible for payment. If both parties default, the vehicle can be repossessed.
Not if you are both on Title unless they forge your name.
Since you are both on the loan you are both on the title. You can refinance without them on the loan but would need them to sign the title over or transfer at close.
Both have a problem and the car will be picked up by the bank.
no
both
A title cannot be transferred without the proper paperwork being done and the person on the original title signing it over to the new owner. Therefore, if such a thing has happened, the person has committed several crimes, stealing by deceit, falsifying official documents and forgery, to name a few. No. Both people have legal right to the car if both names are on the original registration and paperwork.
If your names BOTH appear on the title - yes - you will both have to sign.
Not in NY state. Others may be different. Check at your DMV.
Both names should be on the title.