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It depends on whether the property is your primary residence/homestead or not. If it is, the spouse needs to sign the mortgage and have her name on the front page. It will typically say, for instance, "John Doe, joined by his wife, Jane Doe." If it's not homestead property, the spouse does not need to sign, but there needs to be language on the front page indicating that the mortgagor is encumbering non-homestead property.

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15y ago
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Q: If you have a home in Florida and want to refi and have gotten married does the spouse have to be on title or sign any documents if they are not on the mortgage?
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