If you have two vehicles insured by the same company and back into one of them will they pay for the damage to both vehicles?

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Check your policy. It probably has an exclusion for any damage caused by another vehicle owned or operated by anyone on the policy. Otherwise, everyone with a junker would be ramming into it with the good car.
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Will the insurance company pay for a vehicle that is stolen while the keys are in it or running with the keys in it?

If you leave your car running with the keys in it, and it's stolen, an insurance company might say you've increased the risk of the vehicle being stolen exponentially, and therefore the coverage wouldn't apply. They could also argue that you didn't mitigate your damages, or try to avoid a loss. ( Full Answer )

If your vehicle was damaged but not totaled can you request that the insurance company replace it with a new vehicle if the accident was not your fault?

Fault in the accident is not a consideration. Normally the insurance company or the at fault driver is responsible only for repairing your vehicle and providing you with a rental car. While this may not be entirely fair, it is the system and you agreed to it when you chose to drive. Some states do h ( Full Answer )

Does an insurance company have ownership of the vehicle after they pay for your total loss?

If you settle a total loss with an insurance company & choose not to keep the car, you have to send them your signed title and release possession of your vehicle to them in order to be paid for the claim. You do have the option of retaining it for less settlement money (due to salvage value and, in ( Full Answer )

If your vehicle was damaged while in parking gear and the insurance company refuses to pay for transmission damage what recourse does one have?

Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the s ( Full Answer )

Can your employer make you pay the insurance deductible if you have an accident in a company vehicle?

Answer . I don't know, but if the accident was your fault, why should he have to pay it? Might be better to pay it so you can keep your job (if the accident was your fault).. Answer . Probably not, if you were on company business at the time. If you take a company truck home after work and yo ( Full Answer )

What do you do when the at-fault vehicle's insurance will not pay you for your totaled vehicle because the insurance company has already paid for other vehicles damaged in an accident?

Based on your question, I'm guessing that their policyholder simply didn't have enough coverage to pay for all the damage to all the vehicles involved. I would have to know a little bit more about what happened, but you're only realistic action at this point is taking their policyholder to small cla ( Full Answer )

If a hit and run vehicle knocks an insured moving vehicle into your liability-only parked vehicle whose insurance pays for damage to your car?

Answer . The "At Fault" party is responsible for your damage, regardless of who ran. The driver who ran from the scene is not necessarily the at fault party. The question is who caused the accident? That person is responsible for the damage.. Answer . It seems that you alone will have to purs ( Full Answer )

Will liability insurance pay for company property in a private vehicle if the vehicle is destroyed by fire?

Answer . usually no, but your homeowners MAY, and your employers might as well....most auto policys specifically exclude any and all personal property, and homeowners (under personal property coverage) will exclude some property 'while in or upon a land motor vehicle'.....then there is another t ( Full Answer )

You were rear-ended by a uninsured driver in an insured vehicle whose policy owner does not live in the same address Can you use uninsured motorist property damage coverage from your insurance company?

Well, first of all, you dont need to use your own coverage if the other vehicle has coverage. Auto insurance covers the vehicle even if the driver is not listed on the policy, unless the driver has been excluded from the policy. For example, my friend was visiting from out of state. She borrowed my ( Full Answer )

Can you keep the Insurance Settlement for damages to your vehicle?

Yes, if your auto lender doesn't have to sign it and if they don't then require that the repairs be done. If it's a safety issue, though, you may not be able to renew your inspection without repairing the vehicle in addition to the safety concerns of just driving around in a damaged vehicle.

What is a fair price to pay the insurance company to keep a totaled vehicle?

I feel the price depends upon the year, make, model of the vehicle totalled as well as how badly damaged is the vehicle in question and do you have a vehicle on hand to possibly transfere the salvageable parts from the totalled vehicle to the replacement vehicle?. Also did you get enough money from ( Full Answer )

Can repo company damage your vehicle?

no they can not they could only put it in storage until u pay ur late fee or until is being sold at action if no action to pay ur over due fee is done in a timely matter

Who In Florida is responsible for paying for damages to the vehicle one has insurance the other does not?

If the insured vehicle had collision coverage, the most direct route by which to have the damages taken care of would be by making a "first-party" claim against your own insurer. If you did that, you would be responsible for the payment of the deductible. When the insurer pays for the repair of your ( Full Answer )

Can an insurance company claim damages from a person who was involved in an accident with the insured after his vehicle is repaired by the insurance company?

Yes; the process is called subrogation. The insurer that paid for the repair of its's insured's vehicle succeeds to the right of action against the at-fault party for the purpose of collecting that which it paid. The subrogating insurer has no greater rights than its insured did, such that if its in ( Full Answer )

Can an employee be required to pay for damages to company vehicle?

You could be, it is best to make sure that the vehicle is insured to avoid any disputes. It depends on your state. In Utah, where I am, an employer can withhold the amount of their insurance deductible from the employee's pay if the employee was determined to be at fault. We had a case like this. ( Full Answer )

Can you file a claim against your friend's auto insurance after they backed into your vehicle 10 months ago and offered to pay out of pocket for damages then stopped paying in Missouri?

Yes you may, provided that the statute of limitations for lawsuits of that type (probably for negligence) not expired. Additionally, keep in mind that many, if not most, states prohibit a claimant from directly suing, or even naming as a party, the defendant's insurer. Instead, if you do file a la ( Full Answer )

What does vehicle property damage insurance cover?

The property damage coverage is a part of the liability coverage and provides for the repair, replacement, or payment of the actual cash value of another party's vehicle if you hit the vehicle and the accident is your fault. There is a maximum amount available per accident listed in the declarations ( Full Answer )

Where can one get insurance for a vehicle breakdown?

Insurance for your vehicle in case of a breakdown can be found at companies like the AA and the RAC. They have comprehensive cover to assist in any motoring breakdown emergency, even at the road side.

Where can one find a reliable vehicle insurance company?

The best way to find a reliable vehicle insurance company is to research a number of companies, ask relatives or friends about their experiences, and ensure that the policy being offered covers all your requirements, especially in the small print.

Where can one purchase insurance for a vehicle?

Insurance for a vehicle can be purchased from major providers like Progressive, Geico and State Farm by visiting their websites and submitting for a quote. There are also a number of local providers which advertise in local newspapers or can be found in a copy of your local Yellow Pages.

Where can one find motor vehicle insurance companies online?

You can find motor vehicle insurance companies online from websites such as Cheap Car Insurance Network. Once on the website, enter in your Zipcode in the form at the top of the page to get a free customized quote.