The only time I've ever had the law on my side while in the process of a repossession is when it's been court ordered. For instance a bankruptcy judge orders a debtor to surrender a piece of collateral, and the order has been ignored ! Other than that a repossession is a civil matter and the local police will not get involved. More to the point, the answer to the original question is yes ! The collateral can be take from private property or a drive way and that's pretty much in any state.
You did agree to surrender the collateral if you can no longer pay for it. It is stipulated on the contract you signed on that oh so happy day you bought that car. It's just in very fine print on the back and that very helpful sales person, didn't quite explain what all the fine print said in plain english.
Either remove it before the repo man takes the car or go to the repo company and ask if they set it aside. Some repo companies put all the belongings in a bag and set it aside for the owner. can a repo company charge me for retrieving my personal property and property that belongs to someone else?
Simple call the person up and tell them to come get their property.
No, the repossession agency must return your personal property undamaged. Usually you have to go pick it up. If your property is damaged, the agency should have insurance.
Yes, as long as the property is not attached to the vehicle as in wheels, radio, etc.
Car repo is covered by its own law. So No
The driveway is the preferred location for taking repos. They can take it from anywhere that it can be recovered without breach of peace. A "FRIEND" would bring the car TO the repoman.
yes, but they cant break & enter to do so.
== == NO
you should be able to contact the repo company and set up a appointment with no problem,note do this asap as the reo company may charge you a daily storage fee for you personal property due to them having to itemize your belongings and box them.the state of Texas may have a law which requires the repo company to mail you a letter with a list of your blongings,location and phone number of the repo company.make sure when you pick up your property that you check for all your items before you leave the location.Answeryou should be able to contact the repo company and set up a appointment with no problem,note do this asap as the reo company may charge you a daily storage fee for you personal property due to them having to itemize your belongings and box them.the state of Texas may have a law which requires the repo company to mail you a letter with a list of your blongings,location and phone number of the repo company.make sure when you pick up your property that you check for all your items before you leave the location.
can a repo man have to announce himself when he comes on private property
Call the repo company.
yes they are yours.You may have to pay a reasonable fee if and this is a big IF ....the repo co. has cataloged and stored your personal property.
They must return personal belongings as long as you pick them up in a timely manner and since it has been repo'd they can't charge you anything for storage, its not your car anymore
one word: YES
You'll need to contact the bank that holds the loan. They will give you contact information for the repo agent, who is required by law to make your personal property available for you. There is generally a small storage fee that you'll need to pay when retrieving personal property, which is allowed by law, and compensates the agent for inventorying and storing the property.
Essentially, any time after it leaves your driveway. Many vehicles in Texas are repossessed as the result of defaulted title loans. It is common practice for these companies to direct drop vehicles for immediate sales at auctions around the state. The repossession drivers who are not able to get you to exchange your keys for your personal property left in the car, may first take it to the storage lot of the agency to inventory your stuff. But, assume that once the vehicle is towed off, it is gone.
Yes. The objective of a repo man is to reposess property of people who have defaulted on their loans. A repo man will never ask for permission.
You are civilly liable for the damage of property or injury sustained by another while on your property with ot withour your permission, provided it is not posted No Trespassing, AND you have reported that person previously for violating the posting.That being said, if you purposefully scattered the screws in your driveway for any reason, but especially in an attempt to hinder repossession of a vehicle, you could be, and should be criminally charged for malicious destruction of property and attempted assault at minimum.
No they are not supposed too.
Can a repo man bust a chain and lock to your gate to gain access to your property for reposesion of your vehicle. I live in Texas.
Yes he or she can enter private propery as long as the Do not Breach The Peace in Texas. DE Repoman Houston TX
yes you can repo on work property as long as the work does not tell you other wise IE most hospitals will not allow you to repo on there property
No, a repo man can enter your driveway but if the car is in a locked garage they do not have the right to enter without your permission. This rule applies to your home as well.