Should the oil pan on a 1996 Riviera be visible from the passenger side of the vehicle?
There is usually a plastic mud guard behind the tire. Keeps some of the road dirt off the belts.
If you tell us what the year, make and model vehicle you have we should be able to tell you where it is. On many vehicles the condensation drain is not visible from the top. It is generally located under the hood, on the firewall, on the passenger side at the lowest point of the HVAC assembly. Probably more visible from underneath the vehicle.
Being named as an excluded driver means that you are not covered as the driver, and are not allowed to drive that vehicle. It doesn't mean that you can't be a passenger in the vehicle. If you were a passenger and were injured your injuries should still be covered under the insurance (whether or not the driver was your employer). If you were working at the time you may be eligible for workers compensation, also…
You understand that the fuel inertia switch is located behind the passenger side kick plate but is that inside vehicle or outside and is it visible without taking something apart?
Are automobiles with vinyl wrap advertising allowed on NY parkways if they do not have commercial plates?
I was told by a lawyer there is a big gray area as far as law enforcement in NYC goes. If it is clearly a passenger vehicle (not a van, not a pickup truck, etc.) with passenger (not commercial) plates then you should be OK. Even if your vehicle is registered as a passenger vehicle the vehicle type can easily get you pulled over; especially if there is a phone number plastered on the vehicle…
Will your car be covered for a total loss if you are the passenger in the car and the driver gets into an accident and you have full coverage?
It will definetely be covered if the person had a drivers license and insurance on their own vehicle...but it should be covered as long as their vehicle was sitting when your vehicle was wrecked...but also since you were in the vehicle at the time of the accident it should be covered as long as they had a license