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"Loss of Use" is part of an insurance payment that is intended to reimburse you for the inability to use the insured property temporarily (e.g., a car or a house that needs repairs). It is usually capped and also tied to a comparable price index so you aren't going to get a luxury replacement for a cheesy original that was lost.

It is also not intended to be a replacement value of the entire lost property, but rather a temporary accommodation.

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Q: T he definition of Loss of Use in everyday words?
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