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The loan/title holder needs to send the title certified mail to the "state of Missouri" or "state of Texas"....whatever state you live in currently. After seeing it, the "state of whatever" sends the title right back to the loan/title holder in the outside state that you bought the car in, but currently don't live there. Then you can get a waiver from the "state of whatever/ current state you live in" to be able to proceed with getting your tags and insurance without presenting the title in person. I think the waiver is what does it. However, please check with your administrative state offices before proceeding with this solution to get the right contact information. You can also check with your loan/title holder to insure that they can follow through with a quick certified mailing to your home state, with a prompt return upon viewing the title.

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Q: What's the proper procedure to register and insure a car in the state you now live when it's registered in another state but the dmv in the other state has not processed the title into your name yet?
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